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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great service, clear online banking

5
Happy to use, clear interest rates and clear instructions regarding withdrawals and payments in. Ease of use Reviewed on: 2nd March 2022

Helpful and easy bank to use

5
Instant response when we take any action with our current savings account Reviewed on: 2nd March 2022

Excellent product

5
Easily opened online. Rates better than most. Easy to manage. No complaints. Reviewed on: 2nd March 2022

Great savings account

5
Always competitive rates, easy to use website, easy to transfer money in and out of account. Reviewed on: 2nd March 2022

Keeping up with today's banking needs

5
Keeping up with the banking needs of. Today, keeping abreast of interest charges, always understand the need to put the customer first Reviewed on: 2nd March 2022

RCI (Really Cool Investment)

5
Competitive Interest Rate Easy to use Great bank Reviewed on: 2nd March 2022

Excellent online service

5
Easy to use app, good communication, security feels strong. Much better interest rate than my current account bank Reviewed on: 2nd March 2022

Competitive interest rate

5
Great interest rate, good customer service. I'm able to make planned future withdrawals. Reviewed on: 2nd March 2022

Kept informed

4
I love the text notifications when deposits are made into my account. Keeps me informed and confident that transfers have been successful. Reviewed on: 2nd March 2022

With RCI Before They Were FSCS And Staying With RCI

5
Great bank, i've never had a problem in all the time i've had an accout and they increase the interest rate when able, i don't use the app but when my direct debits go in to my account i recieve a text, can't fault them and glad to be a customer, certainly beat the majority of ordinary banks with interest and access to money Reviewed on: 2nd March 2022