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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Always competative interest rates

5
Quietly keeps on giving, cpompettative rates, professional service and excellent communications RCI has never let me down. Reviewed on: 2nd March 2022

Most Understandable Information

5
I have been kept informed of all changes to the interest rate on my account as well as changes to government regulations. That information was written in easy to understand terms and set a good level of expectations for the future. Over the past couple of years of confusion and indecision in the banking world, I have been able to make the required informed choices about allowing RCI Bank to look after my savings profitably on my behalf. Reviewed on: 2nd March 2022

Always competitive interest and service

5
I've held an everyday saver with RCI for some years and I'm pleased with the ease of accessibility to my money when I need it. Telephone Customer Service is also very good. Reviewed on: 2nd March 2022

Online Made Easy

5
I like that the app is so easy to use. Easy to transfer savings in, and easy to withdraw when you need to. Online made easy. Reviewed on: 2nd March 2022

Honest and fair banking

5
I appreciate that RCI looks to pass on rate changes promptly. This is refreshing when other larger banks see a rate change as an opportunity to make money out of their customers. Reviewed on: 2nd March 2022

Brilliant product and amazing service

5
Great interest rate and first class service Reviewed on: 2nd March 2022

Fantastic Bank and Service

5
This bank I have used for a number of years now. They have always had amongst the highest interest rates for those wanting to save money but the accounts are also very flexible and easy to use. The online service is outstanding and it is very easy to contact people when you need to get something done. They will happily do everything to support you and I cannot speak highly enough about this particular bank. Reviewed on: 2nd March 2022

Refreshingly amazing bank

5
Absolutely first class every time, I'll be opening some fixed rate bonds as well this year. Market leading rates before all the others & really efficient & friendly. Reviewed on: 2nd March 2022

Great interest rate with freedom to manage savings.

5
Safe place for savings with interest on top Reviewed on: 2nd March 2022

Lets see how things go

3
Initially,I found communication quite poor, and simply didn't feel comfortable depositing anything further.However it is good to see there is now a mobile app which will I hope improve matters.Thanks Reviewed on: 2nd March 2022

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