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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Really disappointed in the interest rate, although I do realize that is global.

3
Other than the interest rate, all good. Reviewed on: 7th February 2022

Ease of use

5
Very ease to manage account full online and transfers actions very quickly Reviewed on: 7th February 2022

brilliant

5
great online service and customer telephone support Reviewed on: 4th February 2022

Good Sevice Compared to Others

4
Able to log in much easier and quicker than many of the other banks and still it's very secure. The interest rates are better than most others I've found for instant access savings Reviewed on: 4th February 2022

Freedom Savings Account

5
Have been with RCI for many years and have found the online service excellent and easy to speak to someone if you have a query . Reviewed on: 4th February 2022

Relatively good interest rates and good ease of access.

5
I like RCI savings accounts because they offer relatively good interest rates and maintain these even if the account goes below the initial qualifying deposit. If the interest rate varies, they do this for existing customers as well as new ones. Reviewed on: 3rd February 2022

A Nice Cash Cache

4
A nice place to hold savings cash and earn interest at better rates than the majority of other banks. Reviewed on: 3rd February 2022

Greatrates

5
in this time of stupidly low interest rates - they are v responsive - gave us 0.55 in DEC way before todays rate cahnge Reviewed on: 3rd February 2022

Does What I Need It To

3
This was the best available savings rate when I needed to move savings accounts. I like being able to move money when I need it for large expenses like tuition. But it does take a while for money to move and I do find it frustrating that I cannot have two savings accounts linked to two other accounts (they have to be linked to the same one account). Reviewed on: 3rd February 2022

Good service

5
RCI is a great company to deal with. Apart from competitive savings rates, communication from RCI is excellent, which I feel is vital in fast moving financial dealings. Reviewed on: 1st February 2022

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