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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.9 (11983 reviews)

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4.90

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Great Savings Account

Competitive rate and easy to administer Reviewed on: 18th January 2022

Straightforward

Easy to use app data at you fingertips 24 hrs per day Reviewed on: 18th January 2022

Very good.

They have been very good over the years. Good competitive interest rates, always match for existing customers what new ones would get and clear, easy to use and safe feeling online banking website. Reviewed on: 18th January 2022

RCI Freedom Saving Account

For an Instant access account it is easy to use, secure app and website, always have a reasonable interest rate compared to other instant access accounts and if rates change they delay the drop and if rates increase for new accounts they convert your rate to the new rate immediately. Been with them for a number of years and had no issues. Only downside is they are not on the "Fast Banking" system so you have to always remember to move money early to make sure the money is in your bank account when required. Reviewed on: 18th January 2022

Excellent banking and easy online banking.

Good interest rate, and best of all --rates go up for existing customers, not just new ones!! Reviewed on: 18th January 2022

Excellent - reliable in these uncertain times!

Easy to use online account. Although it's a bit of a pain getting into your account, it does guarantee security, which again, in the times we are living in, is paramount. And much better rate than the High Street can offer. Reviewed on: 18th January 2022

Simple to run

account works like clockwork. a standing order pays in each month and I get a statement each month Reviewed on: 18th January 2022

All round excellent

Helpful and polite customer service Reviewed on: 18th January 2022

The fastest responder to interest rate rises

I have several savings accounts, and RCI so far have been the best. They respond so quickly with interest rate changes, with existing customers getting automatically changed to the new higher rate, rather than having to close accounts and change to a new one. I don't understand why more banks don't do this - surely it's less administration required, and fairer for all customers. RCI also communicate well, without trying to sell tonnes of new products. Reviewed on: 18th January 2022

Good banking ethos

Always kept up-to-date with RCI banking news Reviewed on: 18th January 2022

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