Write a review

Newsletter

Go to business site

RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

View other RCI Bank products

4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

Visit provider site Read all reviews Write a review

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

I would recommend the freedom account

I find it very easy to use the online account the interest is good better then must interest you get at the moment for bank account Reviewed on: 18th January 2022

Great product

Fab for savings and keeping track of my money. Reviewed on: 18th January 2022

Account to recommend

Easy to operate accounts with good rate of interest that the bank constantly monitors Reviewed on: 18th January 2022

RCI great for savings

I have been saving with RCI bank for a few years now and I like the way it is very easy to use the accounts on the internet. They have an everyday immediate access account and other accounts where you can save for various lengths of time in exchange for higher rates of interest than on the Freedom (immediate access) account. Reviewed on: 18th January 2022

Communication Par Excellence

My RCI Freedom Account was the last of my savings product interest rates to be reduced - and then it was gradual. It is now one of the first savings product interest rates to be increased - with others still stuck. Reviewed on: 18th January 2022

Good communication

Regular updates on transactions and a good rate of interest Reviewed on: 18th January 2022

Great Savings Account

Competitive rate and easy to administer Reviewed on: 18th January 2022

Straightforward

Easy to use app data at you fingertips 24 hrs per day Reviewed on: 18th January 2022

Very good.

They have been very good over the years. Good competitive interest rates, always match for existing customers what new ones would get and clear, easy to use and safe feeling online banking website. Reviewed on: 18th January 2022

RCI Freedom Saving Account

For an Instant access account it is easy to use, secure app and website, always have a reasonable interest rate compared to other instant access accounts and if rates change they delay the drop and if rates increase for new accounts they convert your rate to the new rate immediately. Been with them for a number of years and had no issues. Only downside is they are not on the "Fast Banking" system so you have to always remember to move money early to make sure the money is in your bank account when required. Reviewed on: 18th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from NHS Credit Union 4.95 from 777 reviews
Junior Instant Access Savings
from NatWest 3.08 from 33 reviews
Savings
from Glasgow Credit Union 4.91 from 3955 reviews

Want to see more from RCI Bank?

Fixed term savings account
from RCI Bank 4.85 from 3962 reviews
95 day notice account
from RCI Bank 4.80 from 944 reviews
E-Volve savings notice account
from RCI Bank 4.78 from 316 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub