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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Excellent banking and easy online banking.

Good interest rate, and best of all --rates go up for existing customers, not just new ones!! Reviewed on: 18th January 2022

Excellent - reliable in these uncertain times!

Easy to use online account. Although it's a bit of a pain getting into your account, it does guarantee security, which again, in the times we are living in, is paramount. And much better rate than the High Street can offer. Reviewed on: 18th January 2022

Simple to run

account works like clockwork. a standing order pays in each month and I get a statement each month Reviewed on: 18th January 2022

All round excellent

Helpful and polite customer service Reviewed on: 18th January 2022

The fastest responder to interest rate rises

I have several savings accounts, and RCI so far have been the best. They respond so quickly with interest rate changes, with existing customers getting automatically changed to the new higher rate, rather than having to close accounts and change to a new one. I don't understand why more banks don't do this - surely it's less administration required, and fairer for all customers. RCI also communicate well, without trying to sell tonnes of new products. Reviewed on: 18th January 2022

Good banking ethos

Always kept up-to-date with RCI banking news Reviewed on: 18th January 2022

One of great bank

Easy saving easy access easy processing easy. Reviewed on: 18th January 2022

Very efficient, competitive rates

Very quick and efficient service, with easy to use on-line facility; withdrawls processed very rapidly. Reviewed on: 18th January 2022

Customer service

Contacted customer service straight through no que, answered query promptly. Reviewed on: 18th January 2022

Ideal internet banking

I found it very easy to set up an account. I t is so simple to use and web site has all the information I require and I receive emails keeping me updated. Reviewed on: 18th January 2022

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