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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Excellent Account

5
Great app and service with a good interest rate. Easy, no hassle savings Reviewed on: 17th January 2022

Freedom savings account review

4
Great account , easy to use, feels secure when log in. Great customer service, regular updates. Interest rates a little low but they are everywhere at the moment Reviewed on: 17th January 2022

Great service and app is easy to use

5
Use the app regularly and it’s very convenient and easy to use. RCI made the process of opening accounts with them really easy and simple. Reviewed on: 17th January 2022

Competitive rate but app still has some features lacking

3
The rate is competitative, however the movement in and out of the account is clunky. It can take a couple of business days for transfers to land, and transfers must come from a nominated account that cannot be changed easily. The app is a massive improvement but lacks the full functionality available online, which feels slightly passe given some of the highly sophisticated apps available. No open banking option available which is disappointing. Reviewed on: 17th January 2022

RCI Bank

5
Nice website - prompt interest rate adjustments Reviewed on: 17th January 2022

Great service

5
Easy to use app and online service. Competitive interest rates. Reviewed on: 17th January 2022

Easy Access, Easy take-out, Easy Invest-in(g)

4
I work, I save, it pays interest. Reviewed on: 17th January 2022

A good basic account/bank

5
Interest rate low. No where near industry leading Reviewed on: 17th January 2022

Outstanding bank

5
Outstanding bank with good rates and excellent app Reviewed on: 17th January 2022

Basic

4
Ok to use, difficult to obtain funds Reviewed on: 17th January 2022

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