Paid advertisement
Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Simple

5
Simple to set up, simple to use, good returns Reviewed on: 17th January 2022

Overall brilliant service

5
Brilliant customer service and never had any issues which is rare today in service industries. Always keep me as a present customer up to date with any changes in rates for new customers. Reviewed on: 17th January 2022

RCI Experience so far

5
Excellent. Kept well informed of transfers into account. A decent interest rate. Easy to use web site. Reviewed on: 17th January 2022

All you want

5
I love my savings account so easy to set up and great interest rates Reviewed on: 17th January 2022

Consistent and caring

4
Always a consistent rate from RCI. Not always the best around but increases are always passed on to customers. Good customer service. Reviewed on: 17th January 2022

Easy to use

5
Great easy to use account. Easy access to your savings, details on your of interest and when it’s applied and a handy app Definitely recommend Reviewed on: 17th January 2022

Very efficient bank

5
The RCI bank is so easy to use and any transactions required are always dealt with smoothly and very efficiently. Reviewed on: 17th January 2022

Amazing customer service

5
Great interest rates on my savings account and very good customer service. Reviewed on: 17th January 2022

The most honest, trustworthy, customer focused bank

5
To put it simply, i change banks regularly to find the best interest rate. However, i have found my permanent home at RCI. Not only is the customer service exceptional but the interest rates are market leading and on offer to all customers new and old. I am currently looking at moving my 40 year old current account to RCI. I cant praise them highly enough. Reviewed on: 17th January 2022

A great online banking experience

5
Easy to use online banking site, an even easier to use mobile app. I was especially impressed with RCI when my savings accounts interest rate increased before the BoE increased their interest rate. Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products