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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Couldn't be easier!

5
It is so easy to open and manage an RCI account. Everything is clearly explained. And it is very straightforward for the customer. Reviewed on: 17th January 2022

Fantastic company

5
Very pleased we became customers of RCI Bank, we have never had any issues with them and they are easy to contact ,the nicest thing about the bank is you get to speak to someone and don't have to wait long to be connected .we are very happy with the way our account is run and the regular updates we receive .I would not think twice about recommending this bank to anyone . Reviewed on: 17th January 2022

Plain straight savings account

5
Easy to use account. They upped the interest rate for existing customers to match new ones. I’ve had the account for a couple of years. Their app is straight forward, and it’s an easy savings account. Reviewed on: 17th January 2022

Always keep you in the loop

5
RCI has a clear and easy to use website and they keep you well informed. I would recommend this bank. Reviewed on: 17th January 2022

Easy access account

5
Excellent account, easy to use online, does exactly what it says on the tin Reviewed on: 17th January 2022

Efficient and reliable bank

5
I have been with RCI bank for several years and am happy to stay with them as their customer service is excellent Reviewed on: 17th January 2022

Great rates for easy access

4
Easy to transact with online, & easy to use website Reviewed on: 17th January 2022

Safe and convenient

5
I find this savings account convenient and easy to use and manage Reviewed on: 17th January 2022

RCI Bank - Happy customer

5
Whilst interest rates have been low for a long time, RCI adjust their rates promptly and competitively. It is convenient for me to keep some money in an instant access account. Many banks offer a fair rate for a year then drop that rate meaning that the customer needs to regularly move money. I have now been with RCI for almost 4 years. Their website is clear to navigate and secure. I remain a happy customer and have recommended RCI to others. Reviewed on: 17th January 2022

Ease of process.

5
Simple to use minimal human contact, great. Reviewed on: 17th January 2022

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