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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy to use website. Was quick to set up too.

5
Well set out website which is easy to use. Pays competitive interest rate, although that is not much given BoE base rate. Reviewed on: 17th January 2022

Decent interest rates in the present climate

4
Simple and straightforward to use Reviewed on: 17th January 2022

GREAT BANK

5
Great service from RCI Bank plus fantastic app. Transactions always dealt with quickly and smoothly and interest rates competitive. Reviewed on: 17th January 2022

Top Bank in UK

5
I do love the service that I had with my Free access account and RCI always shown me of all my balance and everytime I deposit my money in my account. RCI always acknowledge every trasaction to me without fail and always shown me the interest paid on to my account everytime that deposit my interest. Which not many Bank in UK has ever done that to my investment. Reviewed on: 17th January 2022

Flexible and competitive rates

5
Very easy to set up, use and good communication from bank. Reviewed on: 17th January 2022

Great Investment Platform

5
App easy to use Interest rare competitive Customer Service excellent Definitely recommend them for an investment Reviewed on: 17th January 2022

Great service

5
A great overall experience and good profucts Reviewed on: 17th January 2022

Complete flexibility

5
A great flexible savings account for squirrelling away surplus funds from a current account when not required in the near future . Reviewed on: 17th January 2022

Great customer service

5
I have had my account for over a year and have been pleased to see that RCI have increased the interest rate. Customer service is easy to access and very helpful and efficient Reviewed on: 17th January 2022

Freedom is flexible

5
RCI Freedom savings account is accessed via a very clear and easy to operate website for both depositing and withdrawing funds. Several accounts can run in parallel making saving funds for specific purposes very easy. And it offers a very competitive rate of interest. Overall, a very good experience. Reviewed on: 17th January 2022

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