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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
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0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Great app, very easy to transfer money in and out, v...

5
Great app, very easy to transfer money in and out, very easy to see balance, transactions, interest earned. Reviewed on: 16th March 2026

Great rates, great products

5
Great website easy to use, very competitive products and good variety on offer. No issues have used them for 4 years and recommended to family. Reviewed on: 16th March 2026

Simply perfect for everyone

5
Simply perfect, invest your money & get a return Reviewed on: 16th March 2026

Great and swift service when needed

5
Great and swift service when needed Reviewed on: 16th March 2026

Very good at updating me with interest rate changes...

5
Very good at updating me with interest rate changes and quick to transfer money Reviewed on: 16th March 2026

RCI has an excellent, and secure website.

5
RCI has an excellent and secure website, with 2-factor authentication to login, and it times-out after only a few minutes of non-use. It has an easily accessed, and fast responding helpdesk who will respond rapidly, if and when required Reviewed on: 16th March 2026

A trouble free experience, great website

5
A trouble free experience, great website and able to navigate with ease plus very competitive interest rates. Excellent communications and notifications always key to a successful relationship Reviewed on: 16th March 2026

Simple and easy to use app

5
Simple and easy to use app, competitive rates and really easy to set up Reviewed on: 16th March 2026

Never had any problems.

5
Never had any problems. Speed of transfer better than it was a few years ago. Interest rate is always very good. It responds quickly to base rate changes. The bank issues clear information for services on public holidays. Reviewed on: 16th March 2026

consistently good

5
I've had my freedom savings account for a few years and have found RCI consistently respond to changes of the interest rate so I don't need to shop around as much, their support team are very helpful and responsive. It might not work for others, but I like that there's a day lag between withdrawing money and receiving it - saves me from impulsive purchases Reviewed on: 16th March 2026

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