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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Good communications

5
Pleased to receive frequent briefings about the performance of the bank, interest rates adjustments according to the prevailing trends. Reviewed on: 13th March 2026

Excellent account

5
Excellent account, good rates, and easy to operate Reviewed on: 13th March 2026

Just great !

5
Great product and great service. It's simple to transfer your money in or out. Any questions are dealt with efficiently and in a friendly manner. Reviewed on: 13th March 2026

What I value most is the fact that the freedom savin...

5
What I value most is the fact that the freedom savings account is always at a decent rate. The rate goes up and down with Bank of England rates but most accounts start at a decent rate then drop massively after the first year and continue dropping. this means that you are constantly having to move money looking for better deals - so unless you are really on it the banks are making big time at your expense. RCI are more honest and I value that. Reviewed on: 13th March 2026

Great saving rates, and service.

5
Great saving rates, and service. Can draw money out immediately. Reviewed on: 13th March 2026

Good interest rate and easy to use website.

5
Good interest rate and easy to use website. Reviewed on: 13th March 2026

It has been a simple easy process to follow the cust...

5
It has been a simple easy process to follow the customer service has been excellent. No concerns. The questions and queries that I had have been dealt with appropriately and timely. Setting up the account was simple and to use the app and the online account is extremely easy I am very please with the service that had been provided and continue to use it Reviewed on: 13th March 2026

Easy to use, good communications.

4
Easy to use, good communications. Would like interest rate to be higher. Reviewed on: 13th March 2026

Site works well, competitive (but not the best) rates

5
Site works well, competitive (but not the best) rates Reviewed on: 13th March 2026

Easy access, prompt payouts and good rates of interest

5
Easy website access, prompt payouts when requested and good rates of interest. Reviewed on: 13th March 2026

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