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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Rock solid steady service in a turbulent financial e...

5
Rock solid steady service in a turbulent financial environment Reviewed on: 13th March 2026

Fault Free

5
Prompt and fault free service over a number of years Reviewed on: 13th March 2026

GOOD VALUE, NEVER QUICK OUT OF THE BLOCKS WITH INTER...

5
GOOD VALUE, NEVER QUICK OUT OF THE BLOCKS WITH INTEREST DEDUCTIONS Reviewed on: 13th March 2026

So easy to withdraw funds, only one working day befo...

5
So easy to withdraw funds, only one working day before it’s in my bank account. Reviewed on: 13th March 2026

Easy to apply and manage.

5
Easy to apply and manage. I can make withdrawals or deposits as and when I want, I've never had to call customer services because the app is so easy to use. Reviewed on: 13th March 2026

Easy to access on line for payments and withdrawals...

5
Easy to access on line for payments and withdrawals which are confirmed quickly. Any phone calls are answered quickly and dealt with courteously and clearly. Reviewed on: 13th March 2026

Easy to access and administer.

5
Easy to access and administer. Interest rate is very competitive and RCI quickly responds to any changes in base rates and passes these on. Improvements in the time taken to withdraw funds are greatly welcomed. Reviewed on: 13th March 2026

Sharing is caring

5
Always give the best savings deals and are reactive to changes in the market, ensuring customers benefit. Easy to use and helpful. Reviewed on: 13th March 2026

Decent interest rates

5
RCI has decent interest rates, and I always find their website easy to use, and with helpful breakdowns such as interest earned in a tax year Reviewed on: 13th March 2026

Been with RCI FOR a few years.

5
Been with RCI FOR a few years. Pleased with rates and service. No need to look elsewhere. Reviewed on: 13th March 2026

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