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RCI Bank: Freedom Savings Account reviews

View other RCI Bank products
4.90
Based on 11,983 reviews, last reviewed 9th May 2026
74% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S
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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

They’ve been offering good interest rates and excell...

5
They’ve been offering good interest rates and excellent customer service to me for years. Very happy with then Reviewed on: 12th April 2026
Mr M's avatar
Mr M

Great online company, very easy and safe

5
Setting up the account, deposits and withdrawls are straight forward. Everything I need is visible online allowing me flexibility to control my money when and how I need. The savings rate have been favorable and I have recommended RCI to family and friends Reviewed on: 12th April 2026
Rachel B's avatar
Rachel B

Easy to use app.

5
Easy to use app. Good rate of interest. Easy to deposit money and withdrawals are quick and easy. I feel secure in using this bank. Reviewed on: 12th April 2026
Geoff D's avatar
Geoff D

straightforward with a good interest rate

5
RCI Freedom Savings Account is straightforward with a good interest rate for instant access. If you need income, you can even setup a regular payment from the Freedom Savings account Reviewed on: 12th April 2026
Iain C's avatar
Iain C

I should never need to talk to my bank.

5
I should never need to talk to my bank if they are doing things correctly. I have never needed to talk to RCI Bank! Excellent communication from them for important updates to my account too. Reviewed on: 12th April 2026
Craig W's avatar
Craig W

Always helpful, good interest rates, easy to use app

5
Always helpful, good interest rates, easy to use app Reviewed on: 12th April 2026
Jonathan O's avatar
Jonathan O

RCI Bank saved my financial life, thank you

5
RCI Bank saved my financial life, thank you Reviewed on: 12th April 2026
James 's avatar
James

Great overall.

4
Great overall. Having to make a withdrawal by 14:00 to receive cash that day can be a pain however. Reviewed on: 12th April 2026
Martin J's avatar
Martin J

Great rates

5
Great rates Works well .Flexible account Reviewed on: 12th April 2026
Li Fi's avatar
Li Fi

Very easy to use mobile app.

5
Very easy to use mobile app. Communication of rate changes excellent. Reviewed on: 12th April 2026
Mark F's avatar
Mark F

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