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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

A good bank

5
Good service and good communication without overdoing it Reviewed on: 12th March 2026

Security and Service

5
We’ve had a Freedom account for a few years now. Apart from the latest dip in the interest rate, which is market driven, we feel that RCI give us a fair interest rate on our money, with the added comfort of knowing we have access when we need it. The website is clear and easy to use but should we have needed their help for another matter, it is easy to access ‘a real person’ which is quite rare these days. We would definitely recommend this bank to friends and family and have done so during our time with RCI. Reviewed on: 12th March 2026

RCI keep me informed of changes promptly.

5
RCI keep me informed of changes promptly. I haven't needed to contact them for any particular reason but expect they would provide a high level of service based on my experience having banked with them for over 2 years. Reviewed on: 12th March 2026

Seem a reliable company with a good website.

5
Seem a reliable company with a good website. Reviewed on: 12th March 2026

We've had zero problems with RCI.

5
We've had zero problems with RCI. Access to the account via the app gives us the control that we need and their communications are clear. Interest rates are good and we are very happy with them. Reviewed on: 12th March 2026

Friendly customer service should you need it.

4
Friendly customer service should you need it. Good interest rates. Reviewed on: 12th March 2026

Utterly trustworthy, consistent with friendly helpfu...

5
Utterly trustworthy, consistent with friendly helpful thorough staff. Very good app too. Reviewed on: 12th March 2026

Always on top of interest percentages promt to make...

5
Always on top of interest percentages promt to make sure finances looked after ,and paid out at all times needy Reviewed on: 12th March 2026

Why I stick with RCI

5
RCI banking give good concise information by email when changes to the rates or account related updates occur. RCI have consistently given top interest rates so I have no need to waste valuable time “shopping around” to seek alternatives. Reviewed on: 12th March 2026

Trustworthy Bank.

5
Trustworthy Bank. Easy to deal with. Wide range of products. Reviewed on: 12th March 2026

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