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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Good rates initially, though has got lower

4
Good rates initially, though has got lower Reviewed on: 2nd February 2026

Transfers and Rates

4
Slow to effect money transfers compared to other competitor banks. Rates no longer leading available. Reviewed on: 2nd February 2026

I never need to make contact with RCI.

5
I never need to make contact with RCI as all transactions are done on line. There has been an improvement in the time it takes to transfer money which used to take a few days. Reviewed on: 2nd February 2026

Family savings

5
All good, no problem, on line works fine Reviewed on: 2nd February 2026

Freedom Savings

5
I have used the Freedom Savings account for several years now, and have always been impressed with the service provided. Great interest rates combined with easy access to my money makes this product ideal for any savers. Reviewed on: 2nd February 2026

Very good and consistent interest rates

5
Very good and consistent interest rates Reviewed on: 2nd February 2026

Better interest rates

5
RCI appears to be acting bravely by bucking the trend of lowering interest rates. Banking is simple, so why not choose them? Reviewed on: 2nd February 2026

Always competitive on rates.

5
Always competitive on rates. Great online service Reviewed on: 2nd February 2026

Happy customer

5
Happy with the interest rates, easy to contact. User friendly app with good information to hand. Good Website. Would like to see ISAS available. Reviewed on: 2nd February 2026

Brian Olney .

5
Always prompt a d efficient service. Reviewed on: 2nd February 2026

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