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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

The best I’ve found

I have been thrilled with RCI with their communication and interest rates Reviewed on: 30th January 2026

Both my wife and myself have Freedom savings account...

Both my wife and myself have Freedom savings accounts and find it really easy to operate our financial matters through the RCI banking app. The savings rate is good and always close enough to other banks for us not to feel the need to “chase the rate”. Reviewed on: 30th January 2026

Happy saver

I have been saving with RCI for several years and am pleased with the interest rates, communication etc Reviewed on: 30th January 2026

Good communication especially regarding notice perio...

Good communication especially regarding notice period of interest rate changes Reviewed on: 30th January 2026

RCI Bank

RCI Bank has always given very good rates of interest and they have always given good communication when there has been rate changes. Reviewed on: 30th January 2026

Very easy process and no fuss!

Very easy process and no fuss! Never had any issues. I did have a fixed term amount, but I was happy to transfer the money into their savings account once the term ended. Reviewed on: 30th January 2026

Easy to manage accounts

Accounts easy to open, Works well on line. Also transfer out is quick, reliable and easy. Reviewed on: 30th January 2026

Competitive and efficient.

Competitive and efficient. Systems have improved a lot in the past few years Reviewed on: 30th January 2026

Really good bank

Great bank very good at keeping me informed about offers . Really friendly and good rates with lots of choices, everything explained and nothing hidden Reviewed on: 30th January 2026

RCI are trustworthy & reliable.

RCI are trustworthy & reliable. My Freedom earns good interest. Reviewed on: 30th January 2026

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