Write a review

Newsletter

Go to business site

RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

View other RCI Bank products

4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

Visit provider site Read all reviews See your review

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great Bank!

Saving for a while now with RCI excellent customer service and competitive interest rates Reviewed on: 28th January 2026

Excellent Customer Service

I have been with RCI bank a number of years. They offer 100% customer service Reviewed on: 28th January 2026

Loyal Savings customer

Have been a loyal savings customer for many years and they always offer a competitive savings rate in the market. No problems in all the time I have been with them. Reviewed on: 28th January 2026

Straightforward application, and easy to manage acco...

Straightforward application, and easy to manage account. Reviewed on: 28th January 2026

Good service, OK interest rates.

Good service, OK interest rates. Customer service is good and the rates could be more challenging with other online banks. Reviewed on: 28th January 2026

My feelings.

Very easy to access and straightforward. Reviewed on: 28th January 2026

I have had an account with RCI for several years and recommended the bank to my wife when she received her lump sum upon retiring. I have always found the interest rates very competitive added to the fact that there is no limit to the number of accounts an investor can have. The bank has recently made it easier to deposit and withdraw money which helps because I found it slightly complicated due to the fact I had more than one account. I cannot comment on customer services as have never needed to contact them. My only gripe is not being able to change my nominated account. Overall, I am more than satisfied with the services of RCI bank and would recommend them to any one looking for a savings account. Reviewed on: 28th January 2026

Solid easy-access account

The account is easy to use and seems to offer reasonable rates. Transferring money in and out is easy. Reviewed on: 28th January 2026

Always clear and easy to access.

Always clear and easy to access. Reviewed on: 28th January 2026

good interest rate generally

good interest rate generally and keeps up in the forerunners of the savings market Reviewed on: 28th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings Accounts
from Union Bank of India 4.01 from 1 reviews
Junior instant access savings
from London Plus Credit Union 0.00 from 0 reviews
Savings
from Buckinghamshire Building Society 4.43 from 659 reviews

Want to see more from RCI Bank?

Fixed term savings account
from RCI Bank 4.85 from 3962 reviews
95 day notice account
from RCI Bank 4.80 from 944 reviews
E-Volve savings notice account
from RCI Bank 4.79 from 316 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub