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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy to set up online with a very competitive intere...

5
Easy to set up online with a very competitive interest rate, easy to transfer money to other accounts, the way a bank should be,great customer service when contacted, although I've only ever had to do this once. Reviewed on: 27th January 2026

Very easy to navigate the website.

5
Very easy to navigate the website.clear information very good saving rates Reviewed on: 27th January 2026

Easy online banking

5
Online banking is very reliable and easy to use. Reviewed on: 27th January 2026

Good communication

5
Always texted when I transfer money in. Good rate of interest and ups rate quickly when Bank of England raises rates. Good communication of changes. Reviewed on: 27th January 2026

Good service, good savings rates

4
Good service, good savings rates Reviewed on: 27th January 2026

Helpful team.

4
Helpful team. Good rates. Wpuld recommend them Reviewed on: 27th January 2026

Mobile spec too high doesn't work on older devices a...

3
Mobile spec too high doesn't work on older devices all other banks work on Android 7 and above should be good enough I am on Android 10.2 and it doesn't work it says not compatible Reviewed on: 27th January 2026

Good communication.

5
Good communication. Easy to set up and manage account. Reviewed on: 27th January 2026

An excellent bank!

5
An excellent bank! Virtually instant withdrawal and very good interest rates. Reviewed on: 27th January 2026

Unusually easy to deal with!

5
I have had a RCI Freedom savings account for several years now and always found them prompt, intuitive and easy to deal with. This is a marked difference from several other banks and building societies whom I have dealt with. So I would recommend them. Reviewed on: 27th January 2026

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