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RCI Bank: Freedom Savings Account reviews

4.88
Based on 8,995 reviews, last reviewed 9th Feb 2026
81000% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Decent interest rates and easy to use website... Very easy website to use decent interest rates and FSCS backed.. . . . Transactions dealt with quite efficiently. Reviewed on: 9th February 2026
Martin B's avatar
Martin B

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
plnbarry's avatar
plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (8995)

Review of the RCI Bank, Freedom Savings Account:

BEST OF THE BEST

5
Simple easy access account with the best rate out there.Easy to set up and manage. Reviewed on: 24th December 2016

Great value savings account

5
Easy to use app, great interest rates and excellent customer service Reviewed on: 3rd February 2026

Good Website for Technophobes

5
Easy to use website and generous with the interest rates. Can't fault them really Reviewed on: 3rd February 2026

Account easy to use with consistently good interest...

5
Account easy to use with consistently good interest rates Reviewed on: 3rd February 2026

Great on-line service.

5
Great on-line service. Easy to navigate. Fantastic savings interest rates Reviewed on: 3rd February 2026

Excellent Account.

5
This account has offered consistently compeitive interest rates over a prolonged period of time accompanied by a user friendly app and good customer service/ communications. Reviewed on: 3rd February 2026

Efficient Banking

5
Even though it is an online bank, it is always efficient & prompt. It gives a good service for what I require. Reviewed on: 3rd February 2026

RCI Bank has become my favourite savings platform.

5
RCI Bank has become my favourite savings platform. The website is a no-fuss, easy-to-navigate experience, and the telephone staff have always been polite and helpful. Furthermore, RCI is always the last bank to decrease interest rates and the first to raise them after Bank-of-England rate changes. I have recommended all three sons to save with RCI Reviewed on: 3rd February 2026

Very competitive rates, easy opening, simple app int...

5
Very competitive rates, easy opening, simple app interface, and great customer service Reviewed on: 3rd February 2026

Excellent service and great rates

5
Excellent service and great rates Reviewed on: 3rd February 2026

Refreshingly simple processes at a friendly bank.

5
I have had good experiences with RCI banking ranging from initially an excellent fixed term saving through to now the freedom savings account. Very prompt replies to messages I have sent using secure messaging. Reviewed on: 3rd February 2026

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