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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good information.

5
Good information. Always tells me what is happening to my account and interest rates. If any problems l can ring. Reviewed on: 9th April 2025

Easy to access and flexible in use

5
Easy to access my freedom savings account online, the rate is good and it is flexible in use Reviewed on: 23rd March 2025

Never had an issue

5
Had the account for at least 6 years, never had an issue. Reviewed on: 23rd March 2025

I haven't had to use Customer Service.

5
I haven't had to use Customer Service. I do everyting online and it is very straightforward. Reviewed on: 23rd March 2025

Good rate of interest and clear communication

5
Good rate of interest and clear communication Reviewed on: 23rd March 2025

Always received excellent service.

5
Always received excellent service. Reviewed on: 23rd March 2025

Good customer care.

5
Easy and simple to use website, good customer care using telephone call center. Reviewed on: 23rd March 2025

Excellent savings account

5
Created account due to my partner's feedback. Better interest rates than compared to other tradicional savings accounts and the process to open was stress free and efficient. Currently an account that I have with automatic monthly payments that I can access easily online. Reviewed on: 23rd March 2025

Easy to use.

5
Easy to use. Informative. Good rates of interest. Reviewed on: 23rd March 2025

Ron22rev

4
they are always ready to answer any question you may have Reviewed on: 23rd March 2025

Excellent saving rates.

5
RCI’s rates on their savings accounts are in line with the Bank of England’s base rate. Moreover, they are quick to increase their rates when the Bank of England’s base rate increases. Most banks are only quick to reflect the downward turn in rates. Transfers to and from my savings accounts are accomplished in a timely manner. Their app is user friendly. Reviewed on: 23rd March 2025