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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Excellent saving rates.

5
RCI’s rates on their savings accounts are in line with the Bank of England’s base rate. Moreover, they are quick to increase their rates when the Bank of England’s base rate increases. Most banks are only quick to reflect the downward turn in rates. Transfers to and from my savings accounts are accomplished in a timely manner. Their app is user friendly. Reviewed on: 23rd March 2025

Excellent all round

5
RCI Bank are highly efficient, responsive & clear plus they offer top of the range interest rates. Reviewed on: 23rd March 2025

Steve Campbell

5
No problems at all - all areas are fine. Reviewed on: 23rd March 2025

Easy and Competitive.

5
Most interaction is with the online system which I have found to be simple and straightforward to use. The savings product I have was and remains competitive with the rest of the market, I have never had any issues with the bank. Reviewed on: 23rd March 2025

Good communication & updates

5
Really good interest rates and I love that RCi give regular updates to any changes to these. Great communication. Reviewed on: 23rd March 2025

Great account

5
Great account, would recommend to anyone wanting to save Reviewed on: 23rd March 2025

Very good

5
Very good service and attention Reviewed on: 23rd March 2025

Easy peasy bank

5
The bank is works purely on line, nevertheless and opposite other banks its systems is straight forward even for me who uses technology as little as possible Reviewed on: 23rd March 2025

ALWAYS HELPFUL AND STRAIGHT FORWARD

5
ALWAYS HELPFUL AND STRAIGHT FORWARD Reviewed on: 23rd March 2025

Great customer service

5
Account opening online was a quick and easy experience, when opening my son’s account there was a delay but they kept him well informed at every stage. Reviewed on: 23rd March 2025

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