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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

No problems at all cant find fault

5
No problems at all cant find fault Reviewed on: 12th March 2025

Good consistent rate provided and clear communications.

5
Good consistent rate provided and clear communications. App is also simple to use with a clean interface, although it doesn't contain all the "bells and whistles" of other banking apps, what is provides is well thought out and easy to use. Reviewed on: 12th March 2025

Good service

5
Their customer service is good, rates are OK but not near the top, other financial institutions offer more competitive rates - so you must use moneyfacts or similar to find out who is paying the best. One gripe I do have with RCI is that they don't do faster payments, so it takes a little longer to receive money when making a withdrawal. Reviewed on: 12th March 2025

Seven years with RCI and cannot fault them

5
I've been with RCI for around seven years and cannot fault them. My experience during this time has been 100% positive: reliable service, interest rates always highly competitive, website is clear and user-friendly, it's easy to operate the account online, transactions unfailingly smooth, and RCI are prompt to keep me informed about important account information and interest rate changes. All-round reliable service, highly recommended. Reviewed on: 12th March 2025

Good Service

5
Never had any problems with the account or customer Reviewed on: 12th March 2025

Fast and efficient.

5
Fast and efficient. Good competitive rates of interest Reviewed on: 12th March 2025

Excellent service.

5
Easy to use service and communicate very well with updates Reviewed on: 12th March 2025

Good rate of interest and easy to manage the Account

5
Good rate of interest and easy to manage the Account Reviewed on: 12th March 2025

Always responsive to questions

5
Always responsive to questions and provides one of the best interest rates Reviewed on: 12th March 2025

Straight forward account and transparent

5
Straight forward account and transparent Reviewed on: 12th March 2025

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