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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy to use and keep up to date.

4
Easy to use and keep up to date. App gives all the access needed Reviewed on: 10th March 2025

All good

5
Easy to use app, never had an issue. Competitive rates Reviewed on: 10th March 2025

A cut above competitors!

4
Great Service, IT systems and Knowledgeable People at the end of the phone quickly available when needed. Savings Rates are amongst the best. Reviewed on: 10th March 2025

Good rates excellent service, have been with them fo...

5
Good rates excellent service, have been with them for years now and still getting the best rates Reviewed on: 10th March 2025

Easy to open up & no waiting at customer services

4
Easy to open up and have been able to speak to someone when phoning. Only thing I’ve marked down on is my money wouldn’t send to the account but it was because I didn’t realise I had to use the same reference every time. I often like to reference myself which is a downside. Reviewed on: 10th March 2025

Excellent online service.

5
Excellent online service. Very easy to use Reviewed on: 10th March 2025

Easy access via a well laid out website

5
Easy access via a well laid out website Reviewed on: 10th March 2025

Unequalled service from RCI.

5
I have held several accounts with RCI for many years. Interest rates are always competitive and I have never had any problems. If I have any queries they always respond very promptly. There is no better bank to put your savings with! Reviewed on: 10th March 2025

I've been very happy with RCI Bank.

5
I've been very happy with RCI Bank. I've never experienced any issues so far and I feel very happy saving my money with them. Reviewed on: 10th March 2025

A decent interest rate for my savings ..

5
A decent interest rate for my savings - not the absolute highest return but reliably competitive, and withdrawals/transfers to my linked acount happen quickly so avoiding any awkward moments. Overall my go to savings account - and I've had many others over the years Reviewed on: 10th March 2025

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