Smart Money People Logo

Saga: Car insurance reviews

4.89
Based on 9,557 reviews, last reviewed 18th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

For my age group, best price. For my age group, best price and premiums are not artificially raised at renewal as they seems to be with many other companies. In my case actually lo... Read more Reviewed on: 18th February 2026
Ernest A's avatar
Ernest A

Latest lowest rating:

1

Very poor experience with SAGA. Very poor experience with SAGA. Obtained an insurance quote online which states that it will expire in 7 days. I go back online to the dashboard to ta... Read more Reviewed on: 16th February 2026
William C's avatar
William C

About this product

Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus.

All policies have an uninsured driver promise protecting your no claims discount and no excess to pay if you're hit by an uninsured driver. Depending on the policy, there are extras you can add on to the policy to provide more protection.

Saga car insurance reviews help you find out what it’s like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Car insurance reviews (9557)

Review of the Saga, Car insurance:

Card renewal - bad practice

1
2 male operatives didn't give the correct information and the female operative tried her best but her boss has not deemed my complaint important enough to get back to me. I received a letter from Saga stating my credit card had expired and to ring them with new details. On giving the details of my card, immediate payment for my car insurance was taken from my bank account.At no time was I told this would happen and no one would cancel the payment which was not due for 3 another 3weeks. I was told to cancel it through my bank .They told me the payment was ",pending "so it couldn't be done and to go back to Saga. This practice should be made clear in their letter or by the operative before taking my card details. It has caused me financial embarrassment and disappointment as well 2hrs on the phone trying to deal with this..I will not be renewing my insurance with Saga next year for sure Reviewed on: 25th April 2023

Exemplary customer service and competitive pricing

5
I have insured my car for over 10 years with Saga Insurance and have always found their prices to be very competitive but, almost as important, their customer service team over the telephone to be kind, patient and considerate - which, frankly, is almost as important to an elderly person than the price alone. Thankfully I have not had (as yet) cause to make a claim against my insurance, but I have no doubt that were I to do so my claim would be sensitively and speedily dealt with. Reviewed on: 26th September 2025

Very helpful adviser and we were well supported in o...

5
Very helpful adviser and we were well supported in our recent enquiry Reviewed on: 26th September 2025

Great Alrounder

5
Like the 3 year fix. Competitive rates. Comprehensive policy options. Reviewed on: 26th September 2025

Insured my mum with good deal.

5
Insured my mum with good deal. Good for pensioners Reviewed on: 26th September 2025

Always helpful, knowledgeable, and reach a successfu...

5
Always helpful, knowledgeable, and reach a successful conclusion. Reviewed on: 26th September 2025

Problem solved

4
Had a problem with my car insurance, I was not very happy about it. The lady I spoke to sorted it out promptly and I was rewarded with a cheque. Can’t ask more than that. Reviewed on: 26th September 2025

Finding car insurance on line.

5
Arranged car insurance on line. Very easy to find the right cover. Downloaded the app. Which was also very easy .p Reviewed on: 26th September 2025

Saga insurance

5
Nice to speak to a person who speaks clear concise English it’s so helpful when looking for insurance and if you have a query it’s easy when you can understand the person you are speaking to! Reviewed on: 26th September 2025

Like saga got both my car and home insurance with them.

5
Like saga got both my car and home insurance with them. Good friendly staff and very good customer service. Reviewed on: 26th September 2025

Get what I want at a price I can afford

5
Get what I want at a price I can afford Reviewed on: 26th September 2025

Do you have a different Saga product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Saga?

  • Stocks and shares ISA

    from Saga 5.00 from 1 reviews
    Saga
  • Life insurance (discontinued)

    from Saga 5.00 from 5 reviews
    Saga
  • Van Insurance (discontinued)

    from Saga 5.00 from 1 reviews
    Saga
    View all products