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Saga: Car insurance reviews

Name: Car insurance
Rating: 4.88 (9558 reviews)

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4.88

Based on 9,558 reviews, last reviewed 24th Mar 2026

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Car Insurance Claims Excess Made Clear Car insurance clearly set out policy contents and benefits. For example policy maybe more expensive than other providers though accidents claims exces... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Very poor experience with SAGA. Very poor experience with SAGA. Obtained an insurance quote online which states that it will expire in 7 days. I go back online to the dashboard to ta... Read more Reviewed on: 16th February 2026

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About this product

Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus.

All policies have an uninsured driver promise protecting your no claims discount and no excess to pay if you're hit by an uninsured driver. Depending on the policy, there are extras you can add on to the policy to provide more protection.

Saga car insurance reviews help you find out what it’s like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Awards

Best British insurance company 2025

Awarded to the general insurer rated highest in customer reviews.

Saga Car insurance reviews (9558)

Review of the Saga, Car insurance:

Experience and Value

Sometimes less said is more and with Saga, the customer experience and engagement was excellent coupled with great value for money. Loved the 3 year fixed price promise! Reviewed on: 29th September 2021

Cancellation fees

I cancelled my car insurance and the fees they charged to do this was extortionate. Need to consider this when buying car insurance. Reviewed on: 4th February 2022

Worst car insurance experience ever - AVOID AT ALL COSts

Having recently turned 50 thought I would switch to Saga for car insurance! Worst mistake ever! They accuse you of lying about how many year NCD you have! Unfriendly / unhelpful advisors thank god I got out whilst I could! BEWARE they are not professional to deal with jut out and out rude and unhelpful! Their loss someone else’s gain! Last time I will use SAGA for anything! Will be reporting to the ombudsman immediately. Reviewed on: 3rd February 2022

Costly to cancel

Understand that a company can charge for cancelled policies, but the hefty cancellation cost, coupled with the fact I still have another vehicle on risk with them, feels unreasonable to me. Thought I’d share this in case other drivers like me, who own cars , sometimes for short periods, don’t use Saga as, very expensive if you leave mid term.. Reviewed on: 21st January 2022

Canceled policy

Was on holiday abroad and payment was cancelled and not collected when I came back I found policy canceled even though I paid by card the amount owing you still canceled it leaving me with no insurance also not happy with windshield policy as I have been waiting 2 months for them to complete replacement of screen they have put 2 screens in and still the adas system not working properly my time and money to travel 40 miles each time 120 miles in total so far they may be cheep but you will pay for it in the end trust me Signed a very disgruntled customer Reviewed on: 31st December 2021

Don't move to a different district

I was quite happy with Saga's quote for my car insurance until I decided to move home. I informed Saga that I was moving to a different area and I wanted them to change my address on my policy. I was expecting to pay a small administration fee for this service. Silly me !! I was then informed by Saga that there would be an extra premium of over £100 pounds to pay, despite the fact that I had moved from London to a lower risk area. Reviewed on: 3rd December 2021

Avoid like the plague.

At the time ( about four years ago ), I insured my car with Saga because they were the cheapest of the many quotes I'd checked out. You get what you pay for. In a subsequent accident, our car was deemed to be a write-off, primarily because the repair estimate included a number of items that were completely extraneous to the actual accident damage. After protracted negotiation, they agreed to have the car repaired, only for their appointed garage to do more damage in the course of carrying out the repair. When I had occasion to speak to them on the phone, it frequently seemed one hand never knew what the other was doing. When they ( eventually ) supplied copies of the estimates from the garage, the two estimates did not make sense with each other - a fact which they were never willing or able to explain. A lengthy complaints process resulted in a paltry payout of £200 in compensation for the appalling customer service I'd received up to that point; an additional £200 was offered when I threatened to take them either to the Ombudsman or to court. I took them to the Ombudsman, who ( surprise surprise ) sided with the insurance company, and the offer of an additional £200 compensation was upheld. Despite the decision of the Ombudsman, it was another six weeks before I finally received that cheque. I can tell you that the £400 total compensation was but a fraction of what would have been justified by the amount of time spent on e-mails, phone calls and letters, not to mention the damage done by their own appointed repairers. If you insure your car with Saga, be prepared to end up dealing with the Ombudsman, and be prepared for the fact that that process alone will take anywhere up to a total of two years over and above the original complaint process. Be aware also that the Ombudsman will almost always side with the insurer, and regardless of this, they have no actual power to enforce their decisions in any case. On your own head be it. Reviewed on: 8th November 2021

Excellent Company

Great company, excellent customer service, nothing is too much trouble, and great cover levels with price protected options for a more secure future. Reviewed on: 21st October 2021

Very knowledgable staff with reasonably priced policies

Staff are always so friendly and knowledgable. Policies are very reasonably priced. Reviewed on: 12th October 2021

Efficient & friendly service

Great company great service when needed to claim Reviewed on: 12th October 2021

Excellent cover

The policy is very comprehensive and the offer of three years at a fixed price makes it good value for money. The service received on the telephone is always courteous and helpful. Fortunately, however, I have not yet had to put it to the real test of making a claim. Reviewed on: 10th October 2021

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