Smart Money People Logo

Saga: Car insurance reviews

4.88
Based on 9,558 reviews, last reviewed 24th Mar 2026
75% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Car Insurance Claims Excess Made Clear Car insurance clearly set out policy contents and benefits. For example policy maybe more expensive than other providers though accidents claims exces... Read more Reviewed on: 24th March 2026
Jamie S's avatar
Jamie S

Latest lowest rating:

1

Very poor experience with SAGA. Very poor experience with SAGA. Obtained an insurance quote online which states that it will expire in 7 days. I go back online to the dashboard to ta... Read more Reviewed on: 16th February 2026
William C's avatar
William C

About this product

Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus.

All policies have an uninsured driver promise protecting your no claims discount and no excess to pay if you're hit by an uninsured driver. Depending on the policy, there are extras you can add on to the policy to provide more protection.

Saga car insurance reviews help you find out what it’s like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Car insurance reviews (9558)

Review of the Saga, Car insurance:

Card renewal - bad practice

1
2 male operatives didn't give the correct information and the female operative tried her best but her boss has not deemed my complaint important enough to get back to me. I received a letter from Saga stating my credit card had expired and to ring them with new details. On giving the details of my card, immediate payment for my car insurance was taken from my bank account.At no time was I told this would happen and no one would cancel the payment which was not due for 3 another 3weeks. I was told to cancel it through my bank .They told me the payment was ",pending "so it couldn't be done and to go back to Saga. This practice should be made clear in their letter or by the operative before taking my card details. It has caused me financial embarrassment and disappointment as well 2hrs on the phone trying to deal with this..I will not be renewing my insurance with Saga next year for sure Reviewed on: 25th April 2023

Value for money

5
Been with saga for years, always been helpful and understand my needs, they have been a good solid company with a good track record. Reviewed on: 29th September 2021

Saga simplicity

5
Excellent service so easy to purchase my insurance at a 3 year fixed price many thanks for your guidance. Reviewed on: 29th September 2021

Car insurance

4
Very good service when I needed it. Everyone was very helpful. Reviewed on: 29th September 2021

Great Price and Service

5
I have been with Saga for around 10 years now and although I do look at other companies. I seem to end up going to Saga as for what I want and like for like they are very competitive and offer more for your money. Reviewed on: 29th September 2021

Good value and great service.

5
Have recently rejoined Saga for house and car insurance they were the best value for money. Reviewed on: 29th September 2021

Exceptional Service

5
Very professional and courteous with information and suggestions given with customers interest in mind. Best I have dealt with in over 40 years of motoring. Reviewed on: 29th September 2021

Excellent and Efficient

5
We had a claim and Saga were very quick and officiant in settling our claim. We were treated with empathy and it was an Excellent service we received. Reviewed on: 29th September 2021

Great Deal

5
Happy with renewal quote and continued good service. Price maintained for 3 years. Reviewed on: 29th September 2021

easy clear information and billing

4
I have had very good service from Saga. The telephone help line in excellent. I have the feeling Saga cares about it's customers Reviewed on: 29th September 2021

Excellent Company

5
Always used Saga - wouldn't go anywhere else! Reviewed on: 29th September 2021

Do you have a different Saga product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Saga?

  • Stocks and shares ISA

    from Saga 5.00 from 1 reviews
    Saga
  • Life insurance (discontinued)

    from Saga 5.00 from 5 reviews
    Saga
  • Van Insurance (discontinued)

    from Saga 5.00 from 1 reviews
    Saga
    View all products