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Santander: Everyday Current Account reviews

Name: Everyday Current Account
Rating: 3.92 (165 reviews)

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3.72

Based on 165 reviews, last reviewed 2nd Jul 2025

71% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

48%

26%

10%

14%

Latest highest rating:

5

I've used Santander for years - they're easy account... I've used Santander for years - they're easy accounts to use with no fancy extra frills (unless you want them), and they just do what they say on the ... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Unhelpfull and Heartless We have had a joint account with Santander 13 years, it's our main bank account, never been overdrawn and always several thousand in credit, now retir... Read more Reviewed on: 2nd July 2025

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About this product

The Santander Everyday Current Account has no monthly fee and can be managed online or via the app.

Being a Santander Everyday Current Account customer also gives you access to Santander Boosts rewards and if you’re eligible, the Santander Edge credit card.

Santander Everyday Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Everyday Current Account reviews (165)

Good service

Everything you need with minimal hassle and great customer service Reviewed on: 8th February 2020

santander is a good banking company

I have never had any problems banking with Santander, I once got scammed and they managed to get the full amount of money that was taken back, I have been banking with Santander since the age of 16 and my mother also banks with Santander, it is a reliable bank. Reviewed on: 8th February 2020

Great value for money provided you don't overdraw

Free banking, including a pretty decent Web app and a very decent mobile app, means we can do all our banking online and still have access to a branch for special requirements. But don't go overdrawn - instead of charging interest at a percentage rate, Santander bills you £1 a day regardless of the amount (more if you're overdrawn by more than £1200), even if you have an arranged overdraft facility. From April 2020 this is changing to an eye-watering 39.9% EAR. Reviewed on: 3rd February 2020

Santander, great for customer service

We have been customers of Santander for over ten years, this is down to the excellent customer service we have always received when calling them for any issue. The IOS app is easy to use and helps me to keep on top of my finances, the updates never cause any bug issues for me and I can easily access my accounts wherever I am. Reviewed on: 28th January 2020

The best

Great team. The best for me and good people. Reviewed on: 28th January 2020

Does What It Says On The Tin

Good reliable bank/account. Had no issues. Reviewed on: 28th January 2020

Few Features... and few problems.

I've had this account now for many years and have yet to experience any significant problems. Communication is good - alerts I am nearing my limit etc., apps and associated online banking experience works. Reviewed on: 13th January 2020

Easy to use app and great cash back offers

Transferred from HSBC a few years back and very happy i did as the app is so much easier to use. It shows your updated balance of what's in the account but what you actually have left to spend which i find really helpful. Then the bonus you can get cash back on a number of places like restaurants or on clothes or beauty outlets... it's fantastic! Reviewed on: 9th September 2019

Ok, nothing special

I have been with Santander for years and will be switching to another bank this year. Being a long standing customer doesn't get you any favors, there are too many options and offers for banking available it is definitely time to switch Reviewed on: 15th April 2019

Banking for everyone

Excellent service and advice for everyday banking. Future savings and retirement Reviewed on: 11th April 2019

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