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Santander: Everyday Current Account reviews

3.98
Based on 194 reviews, last reviewed 30th Mar 2026
1800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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51%
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25%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
13%

Latest highest rating:

4

They are a very good bank and I would recommend it t... They are a very good bank and I would recommend it to everyone Reviewed on: 30th March 2026
chris howarth's avatar
chris howarth

Latest lowest rating:

1

Santander has been in decline for a few years now. Santander has been in decline for a few years now. The last straw is when they started questioning why I’m using my own money and blocking money trans... Read more Reviewed on: 24th March 2026
Henry's avatar
Henry

About this product

The Santander Everyday Current Account has no monthly fee and can be managed online or via the app.

Being a Santander Everyday Current Account customer also gives you access to Santander Boosts rewards and if you’re eligible, the Santander Edge credit card.

Santander Everyday Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Everyday Current Account reviews (194)

Useful but not special

3
This is a very basic current account but is good for basic needs Reviewed on: 11th January 2023

Free current account

5
It does what it says and I've had no problems. Reviewed on: 10th January 2023

Account locked

1
Been with Santander for about 8 years and no issues, the first time I attempt to move a large amount they lock the account. I waited on hold for over 40mins and finally got through all the security checks and the reasons for my transfer only to be put on hold and eventually cut off. I started the process again and finally got through only to get to the exact same point and cut off again after nearly another hour on the call. Tried a 3rd time managed to ensure they didn't cut me off, but waited even longer on hold only to be told the account was flagged as 'Under review' and they couldn't do anything. She also couldn't tell me what that meant or what the next step was. Got told to wait 48hrs and someone might call me back. The transaction is time sensitive and if it doesn't complete on time Santander are looking at a claims request for upwards of 90k so see you in court idiots. Joke of a company. Reviewed on: 12th August 2022

Easy to use app for everything

4
I use the app for almost everything I want to do. And the bits the app can't do I get done on the online banking. Given 4 stars because they sometime block payments which I appreciate is a security measure but even after verifying the transaction they still return the payment to me after a few days. It would be good if they either complete the transaction after verification or return the money immediately. Reviewed on: 31st March 2022

Best customer service both in branch or on line

4
Has kept local branch open when other banks have not, and has even extended opening hours. Good service and advice in branch and on line account is so easy to use too. Reviewed on: 10th March 2022

Outstanding Bank

5
So helpful service go beyond the call of duty pleasent staff very helpful towards special needs individual polite and curious understand there customers needs very flexible bank Reviewed on: 22nd January 2022

Helpful for international students

4
When I first came to the U.K (London), no bank had such easy and spot on registration other than Santander. They helped with my application, their staff helped me to open my account and they had Indian staff members, wonderful people. Loved the way we connected and I was instantly interested in getting an internship there in summer 2022 and the staff member asked all my questions as it was not even part of his job. 10/10 for the staff :) Reviewed on: 20th January 2022

Good Account

5
Been with them for about 5 years, good current account without charges. They also offer me loans all the time Reviewed on: 12th January 2022

More than a faceless bank

5
I have had an account for 30 years with Santander and I can honestly say that on the few times there has been a hiccup, whether mine , theirs or a malicious one, they have sorted it out quickly and fairly, I cant ask for more than that. Reviewed on: 12th January 2022

Account has been locked not due to my error and I can't get through to them

1
Account has been locked not due to my error and I can't get through to them. On hold for over an hour tried a few times. No one has got time to be on the phone for that long these days when you randomly cut off your customers from using the app or login online. The app is awful and extremely dated. I'm not happy with them at all, wish I stuck with another bank. Reviewed on: 7th January 2022

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