Write a review

Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1250 reviews)

View other Santander products

4.17

Based on 1,250 reviews, last reviewed 15th Jul 2025

82% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Current Account. Current Account. I have a 123 current account with Santander. It was very easy and quick to open i did it through the app/website. I could easily mana... Read more Reviewed on: 15th July 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

Read all reviews Write a review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 Current Account (discontinued) reviews (1250)

123 Lite Account has great benefits

My 123 Lite account has great cashback benefits for only £1 a month and you also get retailer rewards I recently got £40 from SKy Mobile. Reviewed on: 6th January 2020

Easy banking.

A nice, easy bank account that allows you to earn money on your bills. Reviewed on: 4th January 2020

good honest old fashioned

very good service--without being flash Reviewed on: 2nd January 2020

account worth it

make a net gain monthly as reward greater than cost Reviewed on: 31st December 2019

always understanding and friendly

if the line is long. they always reassure everyone and try to deal with everyone as quickly as possible Reviewed on: 30th December 2019

Reliable people

As costumer I have been always treated with respect and offered well above avarege service. Reviewed on: 30th December 2019

Good communication

Santander have always communicated well with me whenever they are making any changes. Reviewed on: 29th December 2019

Best current account

Good quality service nice banking services Reviewed on: 29th December 2019

Great experience

Great app, website - seamless experience combined with great in branch support Reviewed on: 29th December 2019

Good bank with a decent interest rate

If you use this account to its full potential (have the max 20k in the account) you will earn fantastic interest every month. Customer service is pretty good and never really had any issues. Reviewed on: 28th December 2019

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Ultimate Reward Current Account
from Halifax 3.87 from 99 reviews
Black Account
from NatWest 4.21 from 226 reviews
Standard Current Account
from Ulster Bank 3.71 from 34 reviews

Want to see more from Santander?

Life Insurance
from Santander 5.00 from 2 reviews
Choice Current Account
from Santander 4.16 from 17 reviews
Saver
from Santander 4.02 from 54 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub