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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1250 reviews)

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4.17

Based on 1,250 reviews, last reviewed 15th Jul 2025

92% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Current Account. Current Account. I have a 123 current account with Santander. It was very easy and quick to open i did it through the app/website. I could easily mana... Read more Reviewed on: 15th July 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1250)

123 Works for me

For those of you who want a decent account that gives something back for a small fee then this is one of the best accounts, you don’t need to have a vast salary paid in unlike many other accounts, this one is a minimum of £500 a month, you get cash back on direct debits to major utility suppliers & interest on your balance. Good website, I don’t get bombarded with loads of rubbish emails & they also offer rewards on using your debit card at certain retailers, just plain good all round service. Reviewed on: 6th November 2018

Great cashback perks

Getting £10 per month cashback on my mortgage payments each month, such a bonus Reviewed on: 6th November 2018

WIDE CHOICE OF ACCOUNTS - GREAT ON-LINE BANKING PLATFORM

WIDE CHOICE OF ACCOUNTS FOR BILLS AND SAVINGS - GREAT EASY TO USE ONLINE BANKING PLATFORM - EASY CUSTOMER SERVICE EXPERIENCES Reviewed on: 6th November 2018

Very happy with this account and the level of service

Pleased with the level of service at Santander. I have been very happy with this bank for many years, they are always happy to help with any problems and in fact most things can be resolved on line if you have that facility enabled. Nice to be able to view your account at any time of day or night to suit you. Reviewed on: 6th November 2018

Excellent

Great account being able to get interest on 20k plus cashback on DDs and various companies. Reviewed on: 6th November 2018

Review of our account

We have been with Santander for around 10 years now and have always had positive experiences with them. Reviewed on: 6th November 2018

Used to be good

This used to be a great account - but the interest rate was drastically reduced - making it very ordinary. Reviewed on: 6th November 2018

good interest with cashback

Easy to operate account with a "high" level of interest paid monthly along with cashback from various utility companies. Reviewed on: 5th November 2018

Greta Product

Never had any trouble with santader Reviewed on: 5th November 2018

Great All Purpose Current Account

Easy to manage, use, with a little interest thrown in too. Reviewed on: 5th November 2018

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