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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1252 reviews)

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4.18

Based on 1,252 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1252)

Review of the Santander, 123 Current Account (discontinued):

Don't get a lot of interest but I think you can still get a railcard if you are a student.

I haven't got a lot to say but I have been with Santander for several years because I opened a student current account with them when I started uni. This has now matured into a graduate current account but I still have quite a long time to pay off my overdraft. I do wish there were more branches so you could pay in cash and cheques easily. You get retailer offers as well so you can get cashback in some shops and the account is free. Reviewed on: 13th January 2019

Benifits need to beat charges

If you use it a lot it is one of the best accounts on the market Reviewed on: 20th September 2023

Make money back

Great idea for making money on your spending Reviewed on: 12th September 2023

Experience Santander

Easy to deal with especially when attending the Branch Reviewed on: 9th September 2023

very consistent bank

Recommend Santander, Reliable, fair and consistently quality bank. Reviewed on: 31st August 2023

Great flexible current account

Perfect account to run your main daily financial affairs Reviewed on: 31st August 2023

Efficiency

Santander have been my bank for many years. They move with the times but there service still meets my requirements. Reviewed on: 30th August 2023

A good bank

the only bank to give you cash back Reviewed on: 29th August 2023

Shambolic

Been with Santander for 13 years my card has been lost or stolen,hard to know after 3/4 days of trying to get through to Robots...I did eventually get through to their ' fraud' dept...I thought they would be assertive,willing to help &;above all friendly!! She was none of these I mean it was 9 o'clock in the morning bless her,probably had a row with her other half or a night on the lash! Either way her response in a broad liverpool accent was ' calm down'...Harry Enfield springs to mind! Reviewed on: 27th August 2023

Donttravel

Stranded in another country with no money. Account blocked due to incompetence and lack of intelligence Reviewed on: 24th August 2023

Excellent service with the personal touch

Had account now for a number of years and found access easy and the service offered second to none Reviewed on: 24th August 2023

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