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Santander: Loan reviews

2.43
Based on 56 reviews, last reviewed 28th May 2025
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
27%
See only 4 star reviews
7%
See only 3 star reviews
4%
See only 2 star reviews
7%
See only 1 star reviews
55%

Latest highest rating:

5

Quick and easy application approval. Quick and easy application approval. Bit fiddly to make overpayments Reviewed on: 11th March 2025
Claire K's avatar
Claire K

Latest lowest rating:

1

Title: After 5 years of loyalty, Santander turne... Title: After 5 years of loyalty, Santander turned their back on me when I needed them the most. I’ve been a loyal customer of Santander for over 5 ye... Read more Reviewed on: 28th May 2025
Vincenzo Fiore's avatar
Vincenzo Fiore

About this product

Santander personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Santander personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Santander personal loan, we'd love you to write a quick review too.

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Santander Loan reviews (56)

Got me my car

5
I was struggling to get credit for a car and they helped me, I'm very happy with the loan and repayments! Great service! Reviewed on: 6th June 2018

Had to chace them up

1
Through out the process had to chance them and in the end never got a letter from them which they said would be with me in 3 working days. So went with a different company Reviewed on: 30th June 2017

High APR

2
High APR for existing customers. Reviewed on: 29th June 2017

Won over

5
Key customer needs ticked. If a company can make a process easy, they will win you over. Job done Reviewed on: 22nd June 2017

Not bad at all!!!

5
Applied online while sat in car showroom and within 5 minutes I was accepted. Simple enough form done while I had a cuppa and money was mine before my tea went cold. Was so happy I had another biscuit! Reviewed on: 11th June 2017

Caravan Finance

3
The on line process took several days to get approved then my signed agreement was not received delaying my purchase. Overall dissapointing compared to another loan company. Reviewed on: 7th June 2017

Fast efficient and low interest

5
I rang santander to apply for a personal loan on a Tuesday evening. My documents arrived on the Thursday and returned the same day. The money was in my account by lunchtime on Friday. Amazing service Reviewed on: 6th June 2017

Unfriendly company

1
When I was looking for a loan they gave the impression that they are the bank that likes to say no straight away just because you don't bank with them Reviewed on: 6th June 2017

Unfriendly company

1
When I was looking for a loan they gave the impression that they are the bank that likes to say no straight away just because you don't bank with them Reviewed on: 6th June 2017

Decent service

3
Overall loan process could be quicker. Reviewed on: 8th May 2017

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