Smart Money People Logo

Santander: Loan reviews

2.45
Based on 56 reviews, last reviewed 28th May 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
27%
See only 4 star reviews
7%
See only 3 star reviews
4%
See only 2 star reviews
7%
See only 1 star reviews
55%

Latest highest rating:

5

Quick and easy application approval. Quick and easy application approval. Bit fiddly to make overpayments Reviewed on: 11th March 2025
Claire K's avatar
Claire K

Latest lowest rating:

1

Title: After 5 years of loyalty, Santander turne... Title: After 5 years of loyalty, Santander turned their back on me when I needed them the most. I’ve been a loyal customer of Santander for over 5 ye... Read more Reviewed on: 28th May 2025
Vincenzo Fiore's avatar
Vincenzo Fiore

About this product

Santander personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Santander personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Santander personal loan, we'd love you to write a quick review too.

Review Santander: Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Santander Loan reviews (56)

Personal loan experience

4
We have had a loan from Santander for coming up to 4 1/2 years. The application process was simple, decision was quick and we felt at the time we had a good deal. We could probably get a better rate now, however the loan finishes soon so we haven't looked around to switch loans, repayment penalties would be highly too. We would get another loan from Santander and would recommend them too. Reviewed on: 7th May 2017

Great Rate

5
£10,000 loan at a very low rate... Reviewed on: 4th April 2017

Great rate

5
You can't get better than a 0% interest rate for a personal loan buy Santander have put the cherry on the cake by providing a really good (I.e. light touch) level of communication. I haven't been bombarded by post or emails which makes a pleasant change Reviewed on: 21st April 2016

Sound business sense

4
They wouldn't lend me any money, but then again, I wouldn't lend me any money either - so it looks like the banks know their stuff Reviewed on: 1st February 2016

good for my needs

4
the majority of the contact ive had with santander regarding my loan has been good. they are helpful, transparent Reviewed on: 8th November 2015

Good interest

5
I got a loan with santander to cover an exsisting loan that had a higher interest rate. It was quick and easy to apply with great interest rates. Would deff recommend Reviewed on: 26th August 2015

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • 123 Current Account (discontinued)

    from Santander 4.17 from 1250 reviews
    Santander
  • Choice Current Account

    from Santander 4.16 from 17 reviews
    Santander
    View all products