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Scottish Building Society: Mortgages reviews

4.66
Based on 365 reviews, last reviewed 30th Jul 2025
17% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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18%
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4%
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2%
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1%

Latest highest rating:

5

I needed assistance regarding title deeds and Katie... I needed assistance regarding title deeds and Katie has taken the relevant details to pass onto the relevant department in order to give me an appropr... Read more Reviewed on: 30th July 2025
Fiona H's avatar
Fiona H

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024
Chris Kelly's avatar
Chris Kelly

About this product

Scottish Building Society have been helping people buy properties in Scotland since 1848.

Scottish Building Society mortgages are available for remortgages, self-builds, holiday lets, retirement interest only, entrepreneurs and standard residential loans.

Scottish Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

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Scottish Building Society Mortgages reviews (365)

Reasonably straightforward aside from a last minute hitch over the direct debit mandate

3
Aside from the hitch over the direct debit and a delay in settlement with the funds taking later in the afternoon to arrive, all fine Reviewed on: 2nd August 2023

Easy remortgage

4
Process so smooth and team very helpful Reviewed on: 28th July 2023

All good

5
Everything went well with remortgage Reviewed on: 27th July 2023

Use a mutual!

3
No interest mortgage for old people only through a broker. This was a slow process! Very thorough for a small mortgage. Reviewed on: 26th July 2023

Scottish Building Society Branch Review

5
Excellent service from start to finish from Scottish Building Society, I am sure it is a team effort but big shout out to Kay. Reviewed on: 26th July 2023

Scottish Building Society

5
From dealing with my mortgage broker to obtaining mortgage from Scottish was a seamless exercise. Reviewed on: 26th July 2023

Great Mortgage deal.

5
The re-mortgage process from beginning to end was professional, efficient and thorough. I felt as though as I was in 'safe hands'. Most important when dealing with such an important financial commitment. Reviewed on: 26th July 2023

Excellent service, hassle free.

5
After having to withdraw a very time consuming mortgage application with another lender who were very difficult to deal with, my broker recommended Scottish Building Society and i couldn't have been happier, swift action, no fuss and prompt results. Would recommend. Reviewed on: 25th July 2023

Good service

4
Good service for remortgage, would be better if app improved to give more details of my account Reviewed on: 25th July 2023

Good service

5
No complaints, efficient service Reviewed on: 24th July 2023

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