Write a review

Scottish Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.63 (347 reviews)

View other Scottish Building Society products

4.65

Based on 347 reviews, last reviewed 3rd Feb 2025

38% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

75%

18%

Latest highest rating:

5

I just like them and I felt the need to say it. I just like them and I felt the need to say it. I like how I'm not trying to tell a robot what I am calling about. I like the wait times when I call u... Read more Reviewed on: 3rd February 2025

Latest lowest rating:

2

The application process is very outdated The application process is very outdated and of a legacy nature. Everything seems to be done via post with no modern online elements like other lender... Read more Reviewed on: 10th June 2024

Read all reviews Write a review

About this product

Securing your dream home is the goal, but finding the perfect mortgage is an important step along the way. We collect Scottish Building Society mortgage reviews from existing borrowers to help you make an informed decision.

Scottish Building Society is the oldest remaining building society in the world, offering a range of mortgage products. Before taking out a mortgage product, make sure that you’re confident that you understand the terms, conditions and interest rates. Always consult the lender or an independent advisor if you’re unsure or have any questions.

Are you looking for a mortgage with Scottish Building Society? Read the reviews on Smart Money People to find out what existing customers have to say about their experiences. Learn which mortgage product they have and how satisfied they have been throughout the term. Find out how well the lender has kept borrowers updated with any mortgage news and changes. Learn all of this and more in our Scottish Building Society mortgage reviews.

Have you got a mortgage with Scottish Building Society? Share your experience with others on Smart Money People. Tell us about the application process: was it easy to understand? Did you have any unusual circumstances that made it difficult to find the right lender? How would you rate Scottish Building Society’s customer service? Would you recommend the lender to family and friends? Whether good or bad, write a Scottish Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Review Scottish Building Society: Mortgages now

Help others make smarter decisions by sharing your own experience.

Write a review

Scottish Building Society Mortgages reviews (347)

Self Build Mortgage

Good experience overall, always available to talk which is nice. The wait for further instalments and the surveys from both the architect surveyor and Shepard's surveyor is very time consuming and very expensive. This could have been done by the same person and ended up adding £3000+ to my project. I understand that this is necessary to keep everything monitored, but one survey should have been plenty. Very costly Reviewed on: 22nd June 2023

Excellent customer service

Advisor was knowledgeable and extremely helpful. Liam sorted out my query in a very professional manner. Reviewed on: 22nd June 2023

Prefessionaly Handled with no issues

Seemless re-mortgage with SBS, good customer service, kept informed troughout Reviewed on: 22nd June 2023

Mortgage repayment

I am paying back by interest only equity taken out on my property.. The interest payment is the most managble on the market I have found and the Scottish Building Society to have been most helpfull in guiding me throughout the process of setting up the repayments with my Bank Reviewed on: 15th June 2023

Reasonably easy change to provider.

All good with the exception of some unusual questions about pensions. Reviewed on: 15th June 2023

Quick, easy and helpful

Was a good experience. I asked to upgrade the valuation to include a level 2 survey which saved me paying twice. Once for a valuation and again for a survey. Service was very friendly albeit sometimes a bit difficult to understand because I don't speak Scottish. Reviewed on: 13th June 2023

We got there in the end

Thoroughness and being canny with money engenders confidence in a company Reviewed on: 11th June 2023

Mortgage

I did not have much to do directly with them as this was handled by Solicitors Reviewed on: 9th June 2023

Great service.!!

Great service from the start. Rate was the lowest at the time. Will see what the next 3 years brings. Reviewed on: 9th June 2023

Not happy with this remortgage at all

I have remortgaged many times over the last 20 years and this has been the worst yet!! Having to provide paperwork for an extension that's been up for 10 years. Some i had to buy from the council. There's an ongoing dispute with the solicitors you use and myself and the mortgage centre in regards to lying, with holding information and not providing me with the correct information. As soon as I can im moving to a better company Reviewed on: 9th June 2023

Do you have a different Scottish Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Mortgage
from Santander 2.74 from 170 reviews
Later life
from Perenna 0.00 from 0 reviews
Fixed Rate Mortgage
from TSB 4.15 from 17 reviews

There's still more to see!

Scottish Building Society has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub