Smart Money People Logo

Scottish Building Society: Savings reviews

4.90
Based on 3,211 reviews, last reviewed 15th Mar 2026
23% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Savings experts! I was in branch to sort out my savings and Abbie who was in training with Kaia was so helpful and friendly. Reviewed on: 15th March 2026
Verified source

Latest lowest rating:

1

Very poor communication and service to members Moving account after drop in interest rate. Delay in contact me on day of maturity so delay in receiving money. Then request copy of my bank statement... Read more Reviewed on: 4th February 2026
JENVY's avatar
JENVY

About this product

Scottish Building Society have a wide range of savings accounts to choose from.

Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some can be opened with just £1.

Scottish Building Society’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

Scottish Building Society Savings reviews (3214)

Review of the Scottish Building Society, Savings:

Savings review

5
Very helpful and friendly staff. Good communication in clear language and sent in good time Reviewed on: 7th August 2020

Professional, pleasant, calm

5
It was my first experience with investing in Scottish Building Society. What a professional experience it was. Very happy. I have already shared my thoughts with others. Reviewed on: 29th August 2024

Prompt , professional, courteous

5
Very happy with the straightforward service. Reviewed on: 29th August 2024

In branch service review

5
Very helpful and friendly staff. Reviewed on: 29th August 2024

Very impressed with SBS

5
Branch staff are always extremely helpful and welcoming. I like the savings products. Reviewed on: 29th August 2024

Friendly, reliable, trustworthy

5
Branch staff are friendly and helpful - good interest rates. Reviewed on: 29th August 2024

Value, professional, caring

4
I like the way the society operates. Old-fashioned good service. Helping the people of Scotland. I'd like a bank card rather than a passbook though. Reviewed on: 29th August 2024

Traditional, modernising, dependable

4
I like that the society is Scottish and local. Although online systems could be improved - bond matured on 21/08/24 but new bond did not appear online until 24/08/24. Current expectations would be faster processing. Overall though, excellent customer service. Reviewed on: 29th August 2024

Clear, competitive, straightforward

5
The service is efficient and friendly. The interest rates are good. No improvement required. Reviewed on: 29th August 2024

Excellent service

5
You could offer customers a tea/coffee and biscuit. Reviewed on: 29th August 2024

Organised, friendly, efficient

5
Very personal, great to speak and get advice face-to-face. Reviewed on: 29th August 2024