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Scratch & Patch: Pet insurance reviews

4.76
Based on 289 reviews, last reviewed 14th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
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1%
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1%
See only 1 star reviews
3%

Latest highest rating:

5

I made a claim and it was paid within days of submit... I made a claim and it was paid within days of submitting the claim - quick easy and efficient Reviewed on: 14th October 2025
kara belmont's avatar
kara belmont

Latest lowest rating:

2

Wasn’t easy to go through quote but did get enough i... Wasn’t easy to go through quote but did get enough info about the product. I would prefer a bit more coverage but I haven’t had to claim yet Reviewed on: 26th September 2025
Dean t's avatar
Dean t

About this product

Scratch & Patch offer pet insurance policies to cover dogs and cats.

There’s a choice of cover options including lifetime pet insurance, maximum benefit, time limited and accident only. If you insure more than one pet with Scratch & Patch, you can get a discount.

Scratch & Patch pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Scratch & Patch before, you can also leave a review and share your experience.

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Scratch & Patch Pet insurance reviews (289)

Really prompt and efficient goyt me sorted in no time

5
Really prompt and efficient goyt me sorted in no time Reviewed on: 15th September 2025

Easy to use regular updates reasonably priced.

5
Easy to use regular updates reasonably priced. Used comparison sights to help with choice Reviewed on: 15th September 2025

Very reasonable price

4
Not needed it yet, but reasonable cost given the price of insurance today. Hopefully if I do need it in the future I would have no issues. Reviewed on: 15th September 2025

Friendly service & easy to use.

5
Friendly service & easy to use. Easy to access the account and look at whats avaibale. Send plenty of comms on whats going on, Reviewed on: 15th September 2025

Very helpful and excellent customer service.

5
Very helpful and excellent customer service. Reviewed on: 15th September 2025

All good - annual renewal is where it counts!

5
It’s ok - haven’t needed it thankfully yet but cost was to high in my opinion, but we are happy! Annual renewal and loyalty is where I decide if I am happy or not as want to be seeing a competitive cost to retain me. Reviewed on: 15th September 2025

The support team are fantastic and the policy is a g...

5
The support team are fantastic and the policy is a good price and I'm hoping to be able to stay with them when the policy is due for renewal. Reviewed on: 15th September 2025

Great support from the staff and prompt payment

5
Great support from the staff and prompt payment Reviewed on: 15th September 2025

They are excellent at offering a very good service f...

5
They are excellent at offering a very good service for your fur babies . Making sure you have the best insurance cover for them Reviewed on: 15th September 2025

Personal responsive customer service

5
Fantastic customer service via phone making it much more personalised. Not an app based service which can be stressful in an emergency. Made a stressful experience I had with one of my pets manageable. Highly recommended company. Reviewed on: 15th September 2025

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