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Scratch & Patch: Pet insurance reviews

4.75
Based on 276 reviews, last reviewed 26th Sep 2025
23800% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Never had any issues with the pet insurance Never had any issues with the pet insurance Reviewed on: 18th September 2025
karen marshall's avatar
karen marshall

Latest lowest rating:

2

Wasn’t easy to go through quote but did get enough i... Wasn’t easy to go through quote but did get enough info about the product. I would prefer a bit more coverage but I haven’t had to claim yet Reviewed on: 26th September 2025
Dean t's avatar
Dean t

About this product

Scratch & Patch offer pet insurance policies to cover dogs and cats.

There’s a choice of cover options including lifetime pet insurance, maximum benefit, time limited and accident only. If you insure more than one pet with Scratch & Patch, you can get a discount.

Scratch & Patch pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Scratch & Patch before, you can also leave a review and share your experience.

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Scratch & Patch Pet insurance reviews (276)

Everything has been sorted promptly

5
After some confusion on claims everything was sorted. All the staff have been really helpful. Reviewed on: 24th July 2025

Excellent policy

5
I haven’t had to claim yet thankfully but all correspondence has been so easy and they are very helpful. I have renewed with them for this year! Reviewed on: 24th July 2025

Fiendly, helpful and professional

5
Easy to get through to a person, very friendly and helpful Reviewed on: 24th July 2025

Easy to sign yo and good cover for both my animals.

5
Easy to sign yo and good cover for both my animals. Am happy and confident with the service I’ve received. Reviewed on: 24th July 2025

Really impressed. Highly commend

5
VETERINARY NURSE support, when I called about my dog Ted. Claim Form sent by post a few days later. Submitted claim with vets report. Claim paid out in full minus policy excess. All within a few weeks. You can't get better service than that. Reviewed on: 11th February 2018

Great support at outset of claim for dog insurance

3
PHONED VETERINARY NURSE WHEN PET FIRST ILL, SHE GAVE PROFESSIONAL ADVICE. CLAIM FORM CAME WITHIN A FEW DAYS ALSO CONFIRMATION BY EMAIL. WAITING FOR VET BILL TO BE PAID. WILL RIGHT DETAILS OF OUTCOME FOR FINAL REVIEW ( REF TED DORKING.) Reviewed on: 16th January 2018

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