Write a review

Go to business site

Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2713 reviews)

View other Sheffield Credit Union products

4.93

Based on 2,713 reviews, last reviewed 23rd Dec 2025

93% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

Read all reviews See your review

About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Sheffield Credit Union Loans reviews (2713)

Review of the Sheffield Credit Union, Loans:

SCU savings loans and budgeting accounts are the best

Quick application quick responses and decisions and very quick payout of loans. Great service with fantastic rates and repayments.Very friendly helpful staff always willing to help if they can and the only place I go for loans and said ings and budgeting account is fantastic as it gives peace of mind that bills are paid on time with money put to one side every week for bills and rest sent to you to cover normal living expenses savings etc. Great peace of mind and the last 12 years have been so easy and relaxing knowing I dont have to worry about remembering to pay my regular bills and not worrying about having to trawl through loads of companies to find good rates and quick easy application and good low repayments. I go to SCU for all my financial needs first and usually get the help I need as quick as they can get it sorted. 100%recommend them all the time for savings and loans etc Reviewed on: 19th May 2025

Great service.

Great service. all done quick clear Reviewed on: 14th July 2025

Very polite and professional.

Very polite and professional. Easy to apply and the communication is great they talk you through the process and explain how it all works and the rates. Simple and easy Reviewed on: 14th July 2025

Loans and Savings

Ihave had 2 loans from Sheffield Credit union. They were easy to arrange and the repayment rates are affordable . I have also managed to save through payroll, The staff are always lovely and explain everything thoroughly . Reviewed on: 14th July 2025

Excellent service

Good polite customer service always helpful explains everything to u brilliant service Reviewed on: 14th July 2025

Very reliable but on few selections

Very reliable but on few selections Reviewed on: 14th July 2025

Very professional and understanding

Very professional and understanding Reviewed on: 14th July 2025

It's the best place to get a loan and more reliable...

It's the best place to get a loan and more reliable low interest rate, I've been offered so many loans from different companies with very very high rate but credit union was the best. Also best place to save money best customer service Reviewed on: 14th July 2025

Top notch

Fast,efficient and good service. Very helpful and understanding during the application process. Would definitely recommend credit union Reviewed on: 13th July 2025

Very fair cheap prices excellent service

Very fair cheap prices excellent service Reviewed on: 13th July 2025

Straight forward service, easy to understand, reliab...

Straight forward service, easy to understand, reliable etc. Reviewed on: 13th July 2025

Do you have a different Sheffield Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Lloyds Bank 4.37 from 54 reviews
BetterBorrow
from BetterBorrow 4.87 from 906 reviews
Personal Loan
from Ikano Bank 1.85 from 36 reviews

Want to see more from Sheffield Credit Union?

Savings
from Sheffield Credit Union 4.92 from 682 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub