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Sheffield Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2713 reviews)

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4.93

Based on 2,713 reviews, last reviewed 23rd Dec 2025

93% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

All excellent apart from the e sign process is not e... All excellent apart from the e sign process is not easy on a phone you have to remember passcode then is fiddly you have to keep clicking from one pag... Read more Reviewed on: 23rd December 2025

Latest lowest rating:

1

Unprofessional and Discriminated Service I was refused a loan by Sheffield Credit Union despite being in permanent full-time employment for 5 years, and being on the electoral register at my ... Read more Reviewed on: 18th December 2025

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About this product

A Sheffield Credit Union personal loan where you can borrow between £200 and £15,000.

Applying online takes less than ten minutes and cheaper interest rates are offered to people who have built up savings with Sheffield Credit Union.

Sheffield Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Sheffield Credit Union before, you can also leave a review and share your experience.

Sheffield Credit Union Loans reviews (2713)

Review of the Sheffield Credit Union, Loans:

SCU savings loans and budgeting accounts are the best

Quick application quick responses and decisions and very quick payout of loans. Great service with fantastic rates and repayments.Very friendly helpful staff always willing to help if they can and the only place I go for loans and said ings and budgeting account is fantastic as it gives peace of mind that bills are paid on time with money put to one side every week for bills and rest sent to you to cover normal living expenses savings etc. Great peace of mind and the last 12 years have been so easy and relaxing knowing I dont have to worry about remembering to pay my regular bills and not worrying about having to trawl through loads of companies to find good rates and quick easy application and good low repayments. I go to SCU for all my financial needs first and usually get the help I need as quick as they can get it sorted. 100%recommend them all the time for savings and loans etc Reviewed on: 19th May 2025

Really helpful and good customer service

Really helpful and good customer service Reviewed on: 13th July 2025

Decision

Get response very late . I just applied for a loan and received the decision very late. Reviewed on: 13th July 2025

I have been using credit union for about 10 years an...

I have been using credit union for about 10 years and they are great and really easy to use Reviewed on: 13th July 2025

They have been so helpful, friendly and efficient.

They have been so helpful, friendly and efficient. That they take payment out of my child benefit is brilliant too. Reviewed on: 13th July 2025

Really quick and very helpful with any advice regard...

Really quick and very helpful with any advice regarding loans. Reviewed on: 13th July 2025

Friendly staff and good customer service

Friendly staff and good customer service Reviewed on: 13th July 2025

I haven't had any experiences yet, but I'm optimisti...

I haven't had any experiences yet, but I'm optimistic ;) Reviewed on: 13th July 2025

Great service, great customer service.

Great service, great customer service. Reviewed on: 13th July 2025

Straight forward process.

Straight forward process. Good communication Reviewed on: 13th July 2025

The staff at credit union was so helpful with my inq...

The staff at credit union was so helpful with my inquiry,at the office I found them very friendly and made my visit a easy going experience more so than you are made to feel at banks and building societies thank you so much for that made me feel so at ease as I suffer from anxiety Reviewed on: 13th July 2025

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