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SmartSave: Savings reviews

4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

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SmartSave Savings reviews (2549)

Review of the SmartSave, Savings:

Lack of personal contact by telephone with a custome...

5
Lack of personal contact by telephone with a customer adviser Reviewed on: 18th March 2024

If Martin Lewis recommends them they must be good!

5
Everything was explained, so, the whole procedure for saving with Smartsave was very straightforward and took no time at all. Reviewed on: 7th March 2023

Smart money people use smartsave

5
The website was really informative, easy to understand, reassured me that my investment was protected and had the best interest rates- so easy to set up too. A great experience Reviewed on: 7th March 2023

Good Account

4
Good easy access account with competitive interest rates and options to boost for a better return Reviewed on: 7th March 2023

Seamless to set up account

5
Having seen a recommendation from Martin Lewis (Money Suoermarket), I headed over to the Smart Save website. Very competitive interest rate & super easy to set up. Reviewed on: 7th March 2023

Recommend interest rates & value for your money

5
Easy to & helpful in every situation Reviewed on: 7th March 2023

Decent savings rates easy online completion.

5
First I heard of this bank. Offered a decent savings rate. Reviewed on: 7th March 2023

Simply the Best

5
Excellent saving rate, easy to set up, would definitely recommend and will certainly use again in the future. Reviewed on: 7th March 2023

Easy peasy

5
very simple procedure for a technophobe like me!! Reviewed on: 7th March 2023

Quick and easy banking

5
Very easy to set up account and log in and check details. Definitely banking made easy Reviewed on: 7th March 2023

Easy setup and good rates

5
Easy online process. Competitive rates Reviewed on: 7th March 2023