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Starling Bank: Under 16s card reviews

4.89
Based on 3,124 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026
Stu R's avatar
Stu R

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024
Anon's avatar
Anon

About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

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Starling Bank Under 16s card reviews (3124)

Kite money card and app

5
The fact that I can set up two separate accounts with debit cards for my children is amazing. I have control on spending controls and it informs me when they use their cards. Much better value too than other debit card teaching apps for children , especially after the introduction of the child friendly app so they too can see their balance. Reviewed on: 5th February 2022

Change for better and greener

4
I recently closed my account with one of the biggest banks and moved to Starling. It was a very conscious decision: for a better future. It bothered me that I kept my funds at one of the banks investing in fossil fuels. Since moving to Starling, thanks to the bank’s app, I have a better outlook at my daily finances, I could provide my children with their own Kite cards and I’m not inundated by countless offers to get more credit or spend more. The Kite card is brilliant, as the account holder I’m not charged for every transfer to the card and still have control over my children’s spending. The only downside is that the Kite card can’t be connected to the Apple Pay. Reviewed on: 5th February 2022

Easy Peasy

5
Everything works, everything is easy, everything is instant! Couldn’t ask for more! Reviewed on: 5th February 2022

So bloody handy

5
I’m so glad I switched to Starling bank, it’s just so wonderfully easy. If ever I’ve had any problems they have sorted it out straight away without any hassle. I always recommend Starling to my friends. My son loves his kite card too. Reviewed on: 5th February 2022

Best banking experience

5
Simple, easy and effective Very useful, less hassle and no paperwork Reviewed on: 5th February 2022

Customer centric products

5
I have found my switch to Starling to be a breath of fresh air in an industry full of stuffy old world banks where the bank expects the customer to bend to their will. Starling provides products the customer wants snd needs in use friendly and reasonably priced packages Reviewed on: 5th February 2022

Easy to use!

5
I have moved 2 business accounts and a personal account to Starling. Easy to use , I have approached Customer service a couple of times and they solved my queries there and then. My eldest child has an account and not only does it make him feel responsible he has also started budgeting rather than just asking for more from Dad ! Reviewed on: 5th February 2022

Hassle free

5
Fast transfers, fantastic app, simple and easy to manage Reviewed on: 5th February 2022

Excellent Kids App

5
I’m delighted with the kite app and account for my 12 year old. She’s very excited about having her own card and being able to shop online and I’m pleased I can monitor and track her spending as well as automatically add her pocket money each week. It’s easy to use, helpful and with excellent service from Starling. I highly recommend using them. Reviewed on: 5th February 2022

Great way to learn about money

5
My daughter and I love the account as it teaches her real life money management skills, something that she is not taught in school. Reviewed on: 5th February 2022

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