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Starling Bank: Under 16s card reviews

Name: Under 16s card
Rating: 4.89 (3124 reviews)

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4.89

Based on 3,124 reviews, last reviewed 11th Jun 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024

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About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

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Starling Bank Under 16s card reviews (3124)

great

great app and very easy to use, super friendly and efficient Reviewed on: 5th February 2022

simple to maintain, even for an old bod like me !!!

as above as above as above as above Reviewed on: 4th February 2022

Excellent for my children

Great experience, love that it is helping them learn about finance and online banking. Experience has been great with Starling- even hiccups are dealt with appropriately and quickly. Leaving me feeling very supported and listened to which is very unlike my past banking experiences. Reviewed on: 4th February 2022

Best kids bank

I have full control over my sons account. It’s brilliant Reviewed on: 4th February 2022

The bank that meets all my needs

I switched to Starling when we bought a house in Ireland to renovate. We would need to spend money in euros while still living in the UK so the best exchange rate was important to me. I love the fact that I can have both a Stirling and a euro account on one card. Transactions between currencies are seamless: It’s easy to swap money over and I just make sure I top up my euro account when the exchange rate is favourable. I also opened a Kite account for my 14 year old son which is helping him learn to manage money: Pleased all round. Reviewed on: 4th February 2022

Perfect kite card

The kids kit card is every thing you want and in one place and it learns your child to manage there money and see what there pocket money is doing for them and two pounds a month it’s the cheapest and best product on the market I would say compared with hi Henry at £5 a month and they offer nothing at all different if they offer as good as you get with the kids kit card I’m one very happy granddad with a happier 7 year old grandson who is doing very well at learning to budget and spend wisely thanks to starling and there kids kit card Reviewed on: 4th February 2022

5 Star

Easy to set up, easy use and great a great way for kids to learn important life skills. Reviewed on: 4th February 2022

My kids and I love it

My 9 year old son feels grown up and he's learning about money. Fantastic, intuitive banking. Reviewed on: 4th February 2022

Its a yes from me...

My niece was 14 when I set her up with a Kite account. She knows the value of cash but did not understand how different using a card and having a bank account could be. Covid made it difficult for her to spend her money as society went on a cash ban. Having Kite means she has managed her money better, she saved up to spend at Christmas and enjoyed being able to use her own card in different shops. Having the app allowed her to regularly check her balance so she can see whats available when she is out with friends and has meant she has made better choices with her money. I highly recommend Kite, not only is it brilliant (I love that I can ensure she doesn't use it online) and can set limits. But the fees are minimal and better than other competitors cards which are similar Reviewed on: 4th February 2022

Amazing service

My daughter loves the independence this card gives her. My account not so much ha ha. Top work Starling, brilliant from the 1st day and I 100% believe my opinion will never change Reviewed on: 4th February 2022

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