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Starling Bank: Under 16s card reviews

4.89
Based on 3,124 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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0%
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0%
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Latest highest rating:

5

Simple, fast and flexible under 16 account setup So easy to set up an under 16 account and have all the fallibility age controls to manage the account alongside our son. Reviewed on: 11th June 2026
Stu R's avatar
Stu R

Latest lowest rating:

1

Software not working properly In spite of several calls to Customer Service, both my children's accounts are still not up and running properly which has wasted an enormous amount o... Read more Reviewed on: 25th April 2024
Anon's avatar
Anon

About this product

Starling offer an under 16s account with an award-winning free debit card and app for 6–15 year olds.

You get instant phone notifications every time your child spends or receives money and you can set automatic top-ups. The Under 16s account is easy to set up from your Starling personal or joint account.

Starling Under 16s card reviews help you find out what it’s really like to be a customer. If you’ve used Starling before, you can also leave a review and share your experience.

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Starling Bank Under 16s card reviews (3124)

Very clear and easy to use

5
Great app very easy to use. Great way to in courage saving Reviewed on: 4th February 2022

Great

5
Great way to manage money for your child Reviewed on: 4th February 2022

Excellent way to teach children to save

5
Both my boys age 10 and 13 use Starling Kite. They love being able to access their savings account with their own app and debit card. It has really motivated them to put money away and both have got ambitious savings plans now. As a parent I love being notified when they use their Kite cards as I can have discussions with them if the sweets budget is looking a bit out of control!! Excellent service from Starling, great app which is easy to navigate and full of useful information, I would definitely recommend this for kids. P.S there is a small charge for each savings space you set up, if kids are using a bank card but I feel it is good value. Reviewed on: 4th February 2022

By far the best

5
I find Starling Bank the easiest and best way of banking in all my banking years. It gives you all the info you need at the touch of a button and the customer service is excellent. The children's Kite app is easy to operate and control, with your child being able to see for themselves where they spent their money and to budget. Great Bank and have happily recommended to many friends and family, the majority who have switched or opened an account for saving and budgeting. Reviewed on: 4th February 2022

Great money educating for my child!!

5
Since switching to Starling I’ve been so impressed, their service is fantastic, they actively listen to feedback and make changes which is so refreshing. A bank that actually makes changes from its feedback from customers. Well done Starling Bank. Reviewed on: 4th February 2022

Kid's money freedom

5
The childrens kite account offered by Starling is a fantastic product. It allows my child to have the experience of having the freedom of their own bank account and card but allows me the control and visibility to make sure that my child using it correctly. Reviewed on: 4th February 2022

Great for kids

5
I love this kite children account from Starling. The best way to teach my kids to be a bit financially aware. Reviewed on: 4th February 2022

Much easier than any other bank

5
The Kite account has been great for my son. The user friendly app has helped him learn to manage his money and as soon as he is old enough we will transition him to the Teen Bank Account. Love Starling, the Kite account has provided a stepping stone to managing his finances independently. Reviewed on: 4th February 2022

Excellent, like everything Starling does!

5
My boys and I love Kite, they love their ‘independent cards’ and I can keep an eye on their spending, and top-up when needed. Easy simple set-up and great value for a small fee! Reviewed on: 4th February 2022

Easy to use and control spending

5
Easy to apply and use, the whole process is really stress-free. Reviewed on: 4th February 2022

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