Smart Money People Logo

Starling Bank: Current account reviews

4.94
Based on 27,449 reviews, last reviewed 18th Apr 2026
7100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Starling is easy to use Starling is easy to use and customer service is amazing. It is free to use abroad and easy to create virtual cards for specific spends Reviewed on: 18th April 2026
Marion McLellan's avatar
Marion McLellan

Latest lowest rating:

1

NO freedom of choice! I switched my starling account for another UK bank account to get a switching offer, however, when I've tried to reopen a Starling Bank account. . . I... Read more Reviewed on: 31st March 2026
Raj's avatar
Raj

About this product

Starling Bank offer a current account that allows you to track your spending across 56 categories.

You can manage your current account through Starling Bank’s award-winning app. Current accounts include the option to set up Saving Spaces which are like virtual change jars within your account.

Starling Bank current account reviews help you find out what it’s like to be a customer. If you’ve used Starling Bank before, you can also leave a review and share your experience.

Review Starling Bank: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Starling Bank Current account reviews (27449)

Super

5
Visiting Bangladesh over the Christmas holidays using my card was amazing everywhere. (Developing world countries are moving on and catching up) didn't not get charged all these different rates for exchange then another charge for using it abroad and didn't keep getting asked to verify my purchase eveytime I topped up a pound worth of mobile credit just the first time yes it's inconvenient when you have to change your SIM (using local SIM because of roaming rates way high)and then get charged £3 for recieving a text, best move for me , watch out big banks !!! Thanks Starling. Reviewed on: 19th January 2020

Simple ui, brilliant service

5
I've had traditional Bank accounts from Lloyd's for many years, but always found online banking clunky and ineffective. Starling has a simple login with no silly 5th 3rd and last character nonsense with easy to view income and expenditure Reviewed on: 19th January 2020

Gorgeous

5
No extra fee when you spend in abroad. This is just amazing... Reviewed on: 19th January 2020

how banks should be

5
this really is a super bank, I cant believe how many great features they have Reviewed on: 19th January 2020

Brilliant

5
Everything is so simple, it's just fantastic to know where all your hard earned money is going, and where to stop spending so much, it's superb Reviewed on: 19th January 2020

Faultless app, everything a bank should be.

5
If anything has ever annoyed you about mobile banking you can be sure that Starling Bank has thought of it. I swapped my wife and I over and haven't looked back! Reviewed on: 19th January 2020

Literally life changing

5
I know saying that a bank has been life changing sounds a bit extreme but to me it has. Before Starling I was always rubbish at budgeting for the month, forgetting this bill or that bill and then ultimately eating toast for a week! That’s all history now because I split my money in to Starlings goal pots which takes money out of your main balance and in to a saving pot which you can name them accordingly such as rent or phone bill etc, and then you can see exactly what you have for the month and spend as you please. I love it. Easy peasy set up, spend notifications - even before the cashier gives you the receipt, and round up which can round up your purchase spend to the nearest pound and put it in to a separate pot. Excellent customer service too. Thank you Starling and keep up the excellent work! Reviewed on: 19th January 2020

First time I've ever recommended a bank to friends and family!

5
Fantastic app, excellent customer service, and great to be able to use my card abroad without charges. I opened one account for starters to test it out, and now have two current accounts (including a joint account) and a Euro account, and I will start using my new business account soon. My partner has also opened a current account, as have many of my friends to whom I have recommended Starling. Reviewed on: 19th January 2020

The bank I have been waiting for

5
Love the app. Perfect exchange rate abroad. Saving pots are a great idea to save for goals. Easy to pay friends or request payment. Super easy bank to be with, customer service is great. Will never go with a different bank! Reviewed on: 19th January 2020

Simply Brilliant

5
Has made me better with money in only 3 months. Brilliant! Reviewed on: 19th January 2020

Do you have a different Starling Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Starling Bank?

    View all products