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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Step change have been my saviours

They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Stepchange have been really helpful to me and becaus...

Stepchange have been really helpful to me and because of this, I’m on the way to getting things sorted. The staff are helpful, don’t judge and don’t patronise. Everything is made crystal clear and all the options available are explained clearly. They obviously have good arrangements with all the major financial companies and get sort things that I would have never been able to get done. Reviewed on: 1st May 2024

Never feel judged by the assistant on the phone.

Never feel judged by the assistant on the phone. They are helpful and knowledgeable which is what you need when you’re trying to sort out your finances. If there’s a change it is easy to contact them and adjust payments as needed. Takes away the pressure of contacting creditors individually which would be time consuming and a struggle. Reviewed on: 1st May 2024

Always very helpful and understanding, they try to h...

Always very helpful and understanding, they try to help rather than make you feel worse! One of my friends recommended and I’m so happy that I went through with it. Thank you! Reviewed on: 1st May 2024

So kind and helpful!

So kind and helpful! Didn’t feel judge just supported, literally can’t tell you how much it’s changed our lives. The debt was massively affecting my mental health, but now it’s getting paid of steadily and I can breathe again! Thank you Reviewed on: 1st May 2024

I've been really struggling for last few years, chas...

I've been really struggling for last few years, chasing my own tile,Stepchange significantly help me to put things together, manage something what seems to be unmanageable. It's still long way ahead of me to sleep peacefully, but I believe I'm on my right way. Reviewed on: 1st May 2024

Unbelievable service / charity - saved my life!

Unbelievable service / charity - saved my life!!! Reviewed on: 1st May 2024

Excellent service

I've used Stepchange over tge past 8 yrs and have had no problems with my debtors as the lovely people that work there are so helpfull Reviewed on: 1st May 2024

Stepchange helped me controlling my debt,

Stepchange helped me controlling my debt, now I can control Reviewed on: 1st May 2024

Such a relief!

So helpful, sorted out my debts talked through my options and set up a repayment plan for me. Reviewed on: 1st May 2024

The staff put you at ease and explain everything so...

The staff put you at ease and explain everything so you understand it Reviewed on: 1st May 2024

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