Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,808 reviews, last reviewed 18th May 2026
100650% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience has being great and helpful My experience has being great and helpful Reviewed on: 18th May 2026
Judy's avatar
Judy

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16808)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Saved my sanity

5
My debts had gotten out of control but with the help of stepchange I have now got things back in control so understanding and helpful Reviewed on: 7th July 2023

Really saved me in the most difficult time.

5
I was really struggling after a loss in my family and I needed help. All the people I spoke to at StepChange helped to guide and reassure me. I could not express in words how grateful I am for their help and support. Reviewed on: 7th July 2023

Sorted my life out.

5
I can't thank step change for all the help with managing my debts. It was getting out of control, but step change gave me excellent advice and completely changed my life. Thankyou Reviewed on: 7th July 2023

Lifted a massive weight off of my shoulders.

5
I heard about Step Change from citizen's advice and I'm glad to have contacted them, the process of setting up a DMP was very easy and quick to do, It really feels like the weight of the world has been lifted and I can now breath again. Reviewed on: 7th July 2023

Solid debt advice, and very considerate.

5
Looking at an ever increasing debt, Step Change gave me alternatives, and sorted them quickly, to ease the overall pressure. Reviewed on: 7th July 2023

Excellent service

5
Step change helped me so much every member of staff I spoke were very helpful friendly and understanding and never questioned me once highly recommended Reviewed on: 7th July 2023

Offered me great, understanding support

5
Step change helped me to get an affordable debt payment plan quickly and offered great support throughout the process. Their staff are knowledgeable and not at all judgmental no matter what situation you are in. Reviewed on: 7th July 2023

Life changing

5
An amazing life saver. My finances have improved so much since they took charge of my debt management. Thank you!! Reviewed on: 7th July 2023

Excellent service and very friendly and understanding

5
I found step change very helpful and they have continued to be helpful. My monthly payments are manageable and getting paid off Reviewed on: 7th July 2023

Debt management

5
Using this service has helped take some of the stresses and strains from me. I suffer with depression and anxiety. They are so professional, polite and helpful. Always willing to support when and wherever they can. I can't recommend them enough Reviewed on: 7th July 2023