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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

My experience was very easy,sympathetic and helpful...

5
My experience was very easy,sympathetic and helpful staff. Reviewed on: 27th May 2025

Happy to be nearly debt free

5
I am so happy to be nearly debt free I can start living my life again worry free Thankyou step change so much for all your help I won’t be getting into debt again I promise that Thankyou and I will always recommend people to come to you if they need debt help Thankyou Reviewed on: 27th May 2025

Light at the end of the tunnel.

5
I would like to say step change really help me out under difficult circumstances they are very understanding and very helpful and friendly I would recommend step change to anyone who is struggling with debts. Reviewed on: 27th May 2025

Straight forward practical advice

5
Step change publication and web platform are straight forward and work.The staff you contact are excellent and are very knowledgeable in their field of expertise. With solid practical advice. Reviewed on: 27th May 2025

Staff are incredibly helpful & compassionate.

5
Staff are incredibly helpful & compassionate. Very knowledgeable and kind. Reviewed on: 27th May 2025

I was very nervous and embarrassed about speaking to...

5
I was very nervous and embarrassed about speaking to anyone about my debt. It has been the best thing I have done getting in touch with Stepchange. They did all the hard work and I am now paying back debt I thought I couldn’t in one payment. It has lifted the stress of owing money and burying my head in the sand. Reviewed on: 27th May 2025

Bad debt

5
I was in bad way with my Debt when I contacte step change they put me at ease and put a plan in place Reviewed on: 27th May 2025

this is a brilliant company ,professional ,polite

5
this is a brilliant company ,professional ,polite and helpful at all times and has been a huge help in me continue my life Reviewed on: 27th May 2025

It’s an amazing service for people who don’t know wh...

5
It’s an amazing service for people who don’t know which way to turn after they feel that they are drowning in debt Reviewed on: 27th May 2025

Customer service is awful.

4
Customer service is awful. if you call them youll be stuck in a queue of 30+ people therefore having to wait atleast an hour or 2. If you email them youll be luck to get a reply within a month. Besides this issue its been smooth Reviewed on: 27th May 2025

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