Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16826 reviews)

View other StepChange products

4.95

Based on 16,826 reviews, last reviewed 20th May 2026

101500% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

It was getting to the stage I was asking if my debt... It was getting to the stage I was asking if my debt would be passed on in the event of my death. I was seriously thinking that this was my only way ou... Read more Reviewed on: 20th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16826)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Saved our lives

We didn’t know what to do, our debts were running away from us! when my husbands health meant, he had to retire early, and due to me working full time we were not eligible for any benefits. That meant we struggled! If it wasn’t for the kindness and respect I was shown when I phoned them… well I really do not know if we would still be here. Because of them we do not have ‘threatening’ letters and we are managing just. However when things change for us again they are there with respect and kindness. Reviewed on: 12th August 2022

Saved my marriage

Our arguments about money were bad we were in over over heads. Step Change we’re helpful,, sympathetic, kind and professional. We both felt a weight had been lifted off our shoulders. Reviewed on: 12th August 2022

Helpful without feeling judged

It was very hard for me to accept I had a gambling problem and managed to get myself in excess of £40k debt - Step change helped me to sort my debts out without being judgemental & I’m now over half way through paying my debts off. I don’t have to deal with different companies - I pay one lump sum to Step Change & they deal with everything else. Stress free & I can see light at the end of the tunnel now - thanks to them. If they weren’t there I think I would be in a very dark place with only one option left. Reviewed on: 12th August 2022

Life savers !!

I was in a very dark place, drowning in debt and not sure how to get out … approached Stepchange and they took all the stress away, loads of help and advice and put a definite light at the end of our tunnel. Reviewed on: 12th August 2022

Excellent service

After falling heavily into debt i couldn't see a way out.After seeing an advert i contacted Stepchange and from the first minute i was made to feel much more positive.They are/have been with everystep of the way with my plan and there is definitely light at the end of the tunnel.Overall an excellent company Reviewed on: 12th August 2022

Life saver

I don't know where I would be if it wasn't for step change. They have helped me so much And they always keep intouch. Reviewed on: 12th August 2022

Always helpful, nothing is too much trouble

Really helpful all through my debt management journey Reviewed on: 12th August 2022

Relief

You feel the pressure coming off your shoulders when everything is explained so clearly. Very helpful indeed. Well done and thank you Stepchange Reviewed on: 12th August 2022

Continued support

Step change allows me to be in contact whenever I am doubting that things will turn round. The team are always very supportive and never judgemental Reviewed on: 12th August 2022

Excellent

Straight forward and very helpful Reviewed on: 12th August 2022

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from My Debt Plan 4.86 from 377 reviews
Debt Collection
from CCI Credit Management 5.00 from 1 reviews
Debt Collection
from Darcey Quigley & Co 1.21 from 3 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub