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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18665 reviews)

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4.92

Based on 18,665 reviews, last reviewed 16th Jul 2026

75600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Fantastic

I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

I was £26,000 in debt and will soon be debt free!

Stepchange gave advice and guidance on how to deal with my debts. I contacted all my debtors and completed a questionnaire on my income and outgoing expenses and committed to an affordable monthly amount to pay all my debts off. The interest on my debt was then halted and I have been paying back £26,000 at an affordable rate for 12 years! I only have a few payments left on my plan and I’m so happy I contacted Stepchange for their help and professional advice as I will soon be debt free!! Reviewed on: 1st May 2024

Excellent online service and set up

Everything was done online, never needed to speak to anyone everything was all set up in a fast time I couldn’t ask for anymore Reviewed on: 1st May 2024

From the moment I got in touch they made me feel ver...

From the moment I got in touch they made me feel very comfortable. Explain my situation and they understood. They went through my options and I chose the debt management plan which was the best option for me. Reviewed on: 1st May 2024

Really easy process and very helpful.

Really easy process and very helpful. Reviewed on: 1st May 2024

The level of customer care is outatanding.

The level of customer care is outatanding. Reviewed on: 1st May 2024

Great friendly staff.

Great friendly staff. Don’t judge how you got into your situation, just do their best to help solve it .great website. Reviewed on: 1st May 2024

Stepchange are awesome

Stepchange is a super ftiendly, compassionate and friendly team of peopke dedcated to helping people who are struggling with managong their debts. They are very receptive and always available to help and advise you. Reviewed on: 1st May 2024

Step change handled the whole process from start to...

Step change handled the whole process from start to finish. Very quick easy online application and prompt service. Would recommend this debt management company to anyone needing advice of assistance with their debt problems. Reviewed on: 1st May 2024

Contacted stepchange a few years ago because I was t...

Contacted stepchange a few years ago because I was totally in a mess with my finances couldn’t keep up with repayments was using different credit cards to pay each other wasn’t sleeping and was getting more withdrawn as time went on. Now I will be debt free later this year and I am so grateful for the help I received gave me my life back and helped me budget for a better financial future Reviewed on: 1st May 2024

income reduced

We unfortunately had our income reduced which meant we were struggling with our debts. we got in touch with step change and over a course of a few hours everything was set up and running. they literally did all the work for us so we didn’t need to get in touch with any companies. They sorted all the plan out. no one got in touch with us. They only thing we had to do was keep paying stepchange, they distributed the monies out. Once a year we do a review. That’s all. they are so good, they take everything you could possibly need into consideration during your budget, make sure you have enough money for everything you require then what’s left over is paid out. Reviewed on: 1st May 2024

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